Our advised service is here to help you on your pension journey. Our dedicated advisers are on hand to chat with you about your retirement goals and can make personalised recommendations.
They'll fit around you and your busy life. They know that everyone has different goals, so their advice is specific to you.
How can our advisers help with your retirement goals?
If you are looking to invest or transfer over £20,000, speak to one of our advisers. They can:
discuss your needs, goals and financial situation
assess your attitude to financial risk and make a recommendation
explain the fees and charges for advice and the pension
Once you’re happy with their recommendation, they’ll set everything up for you.
Opening hours
8am to 6pm Monday to Saturday
9am to 6pm Sunday
Why do I need pension advice?
Planning for retirement can feel overwhelming. With so many choices, it's easy to feel unsure about the right path. Our advisers give you the confidence that your pension decisions are tailored to your needs and goals. It's like having a trusted guide who knows all the routes and helps you take the one that's best for you.
With professional advice, you're not just saving for retirement; you're making sure your money is working in the right way for you. Even small decisions made today can have a big impact on the size of your future pension pot. With an adviser by your side, you can avoid costly mistakes and focus on building the retirement you want.
What's Santander’s advised pension?
Instead of leaving you to figure it out alone, we work with you to build a pension plan that's clear, personal and tax-efficient.
If you prefer to choose and manage a pension by yourself, you can do that with our Personal Pension. But if you'd like expert guidance, our advisers are here to help. The Advised Pension is simply the Santander Personal Pension with the added benefit of expert, personalised advice.
Think of your pension as the foundation of your future income. With advice, you're not just saving; you’re making smarter choices about how that money grows.
Whether you want to pay in regular amounts or with lump sums, advice helps you choose the best way to invest.
You can also transfer in existing pensions you may have.
You can take your pension once you reach 55 (57 from 6 April 2028).
You can normally take up to 25% of the money tax-free. Then you can take the rest as a taxable lump sum.
Need some pension advice and support?
Suitable if you want to invest or transfer over £20,000
Comfortable making your own pension decisions?
Start your pension yourself today online – the sooner you start contributing to your pension, the more time it has to grow
Investing made simple
Investing can be a good way to grow your money, but where do you begin? With so many ways to invest, it can seem far from simple to get started.
That’s why we keep it simple with a range of ready-made investments.
As with all investments, your capital is at risk, and you may get back less than you invest. Investments should be held for the medium to long term (5+ years).
You normally can't take your pension savings until the minimum pension age has been reached. You’re free to transfer to another provider at any time.
The tax treatment of your investment depends on your individual circumstances and may be subject to change in the future.