How much could I borrow?

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Current: About you
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Your result
Current: About you
Your result

About you

Do you want to borrow more money as part of this mortgage?
How many people are applying?
Excluding the applicant(s), how many people are you financially responsible for?

Your income

e.g. basic salary including any employed allowances such as car allowances, London weighting, net profit if self-employed or pension income if retired.
Do you have any other regular income?
e.g. bonus, commission, child benefit, tax credits or child maintenance.
e.g. child benefit or tax credits

Second applicant's income

e.g. basic salary including any employed allowances such as car allowances, London weighting, net profit if self-employed or pension income if retired.
Does the second applicant have any other regular income?
e.g. bonus, commission, child benefit, tax credits or child maintenance.

Your outgoings (for all applicants)

Don’t include any personal or household spend as we’ll take averages into account when we consider lending to you.

Even if you pay it off in full each month you still need to enter this amount.
Please enter any outstanding loans, hire purchase or credit agreements (excluding credit cards).
Only include financial commitments such as school fees or costs of any other properties you may own.

Other details

Are you a Santander Select customer?
Do you have a Santander Help to Buy: ISA or Santander current account?
Your equity is the value of your home less any mortgage balance outstanding on it.

Important information

This Calculator is for illustrative purposes only. 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

All applications are subject to status and our lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.