|1|2|3 World and Santander Select customers are eligible for a preferential rate. See below for more information.|
|Account name||eSaver (Issue 15)|
|What is the interest rate?|| |
Interest is calculated daily and added to this account annually or monthly. Once the frequency has been chosen (annual or monthly interest), this can’t be changed.
|Can Santander change the interest rate?||Yes, the rate can go up or down e.g. in response to industry and market conditions. If the rate goes down, we’ll let you know around 2 months before the rate changes. |
|What would the estimated balance be after 12 months based on a £1,000 deposit?|| |
Estimates assume that the account is opened and deposit made on 1st of the month, interest is paid annually and no change to interest rates.
Estimates assume no further deposits or withdrawals made and no change to interest rates.
|How do I open and manage my account?||To open the account you must be: |
To be eligible for the higher interest rate you must be a 1|2|3 World or a Santander Select customer at point of opening. For joint accounts, at least one person must be either a 1|2|3 World or a Santander Select customer.
Manage the account
|Can I withdraw money?||Yes, withdrawals can be made at any time by transfer to another account in Online and Mobile Banking. |
|Additional information||You can cancel the account within 14 days of opening and your money will be returned in full with interest. |
The eSaver is subject to availability. Rates and information correct as at 4 December 2017.
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Send me the link allows you to send yourself links for our mobile apps, videos, guides, & factsheets which can help you with your Online & Mobile Banking needs. Access Send Me the Link here.
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Bank from anywhere using our apps. For more information find out more.
You can see the interest rate on your savings account in the mobile app - just click on the account when you're in the app.
Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. When you set up account alerts we send you a text, email or both when it happens, for example if your balance goes above or below a certain amount. Learn how to set up alerts
Protect yourself from fraud
It’s very important that you keep your banking details private and secure.
For more information about our approach to security as well as more useful information to help you stop the threat of fraud visit our Security Centre.
Everything you need to know before you apply
We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.
To view these documents, you may need to download Adobe Reader.
Please read full product details and terms & conditions before applying.
You can apply for the eSaver savings account if you:
are at least 16 years of age
are a UK resident
have at least £1 to deposit when you open your account
are signed up or are going to be signed up for Online or Mobile Banking
To get a higher rate of interest on your eSaver you must also be a 1|2|3 World or Santander Select customer.
A Santander 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts, Select Current Account, 1|2|3 Credit Card (including additional card holders) or the 1|2|3 Mini Account (in Trust). Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer. Find out more about 1|2|3 World. Please note that the 1|2|3 Credit Card is no longer on sale.
To join Santander Select you must have a Select Current Account and meet one of the following criteria: pay your main income of at least £5,000 per month into a Select Current Account (excluding transfers from other Santander accounts), or keep £75,000 in any Santander investment(s), savings or current account. Find out more about Santander Select.
Please ensure you select the correct button below. If you select the wrong option it may result in you receiving the incorrect interest rate or the account being closed.
|Not a 1|2|3 World or Santander Select customer||1|2|3 World and Santander Select customers|
Apply in branch
Find your nearest branch or call 0800 085 1553 to make an appointment. Lines are open 8am to 9pm Monday-Friday and 8am to 4pm Saturday.
How long will it be before your account is open?
If you already bank online with us, your account will be open and you'll be able to see it in Online Banking within 48 hours of submitting your application.
If you need to register for Online Banking, your account will be open within 48 hours and we'll register you for Online Banking automatically. You will have access to your eSaver savings account when you've received all your Online Banking log on details which usually takes about 1 week.
Rates and information correct as at 4 December 2017.
To find your savings interest rate you can use our Interest Rate Finder
If you hold a Fast Access, SIPP Fast Access, Special Reserve, Cash ISA (TOISA), Retirement Investment Account (ANRIA), Santander Shareholder Account, Treasurers Instant Saver or Charity Investment Account, details of your interest rates can be found here (pdf)
We're sorry to hear that you are thinking about closing your savings account or cash ISA. Please send a secure message through your online banking, visit your local branch or call 0800 9 123 123. Lines open 7am to 9pm Monday to Saturday and 8am to 9pm Sundays.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.
Gross rate explained
The gross rate is the interest rate we pay where no income tax has been deducted.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.