Now isn't the right time to invest
(and other myths holding you back)
Myth 1
Investing’s not a smart way to offset the impact of inflation
None of us know for sure what the future holds. What we do know is that markets react in response to a number of ever-changing events around the world. Also, that investing in shares and bonds has a strong and lengthy track record of delivering returns that offset the impact of inflation over the medium to long term.
Myth 2
Doing nothing is the best plan at the moment
Worried about investing due to what's going on in the economy right now? The good news is that you can invest with as little as £20 a month or a £100 lump sum. Most investments are usually a medium to long-term way to save and grow your money, so don’t worry if you can only invest smaller amounts.
Myth 3
Investing is complicated
Investing may seem complicated at first, but in reality, it can be more straightforward than you might think. If you’re investing under £20,000 you can get advice quickly and simply with our Digital Investment Adviser
Discover how your money could grow
When looking to grow your money, it pays to consider all your options.
Try our savings and investments calculator to see how you could achieve your dreams.
Sustainable investing
More people are now considering how investing can grow their savings as well as have a positive impact on the world.
- Sustainable investment funds let you invest your money across a range of sustainability objectives
- Our Investment Hub has a range of Environmental, Social and Governance (ESG) themed funds across a range of risk levels, including the Santander Asset Management GO Global Equity ESG fund
- Find out more and open a Stocks & Shares ISA or Investment Account on the Investment Hub to begin your journey

Helpful videos to understand the basics of investing
As with all investments your capital is at risk and you may get back less than you invest. Investments should be held for the medium to long term (5+ years), unless there is a fixed term that applies.
Why invest with Santander?
250,000+
people choose to invest with us
£6.4 billion
invested using the Investment Hub
Around 900
funds available on the Investment Hub
25+ years
experience providing investments
Source: Santander UK plc as at July 2022