Already have a current account with us?
It’s better to call us or visit a branch to check your eligibility. This is because we can use the information we already have about you to give you a more accurate check.
- call us on: 0800 9 123 123.
- pop into a branch with 2 forms of identification. Find your local branch with our branch locator
Not a current account customer yet?
Check out how likely you are to be accepted for an overdraft using our overdraft eligibility checkers below. Just click on the account you are interested in and answer some questions to find out your likelihood of being accepted and how much your limit could be. Using the eligibility checker will not adversely affect your credit file.
Joint accounts
Our eligibility checker only works for one person at a time. If you’re considering a joint account, you’ll be able to get results for each person individually but this won’t reflect the amount of overdraft you’d be offered if you applied together.
Accounts currently available to open
- Everyday Current Account
- 1|2|3 Current Account
- 1|2|3 Lite Current Account
- Select Current Account
- Private Current Account
- Choice Current Account
- 1|2|3 Student Current Account
If you can't see your account in the list above and you want to find out your eligibility for an overdraft, call us or visit a branch.