Step 1
Step 1: Why move your mortgage to Santander?

People move their mortgages for different reasons, this section looks at the three main ones.

Step 2
Step 2: What do you need from your mortgage?

Looking at the costs and features of potential new mortgages should help you to work out whether remortgaging is for you.

Step 3
Step 3: Budgeting and eligibility

Before applying for a mortgage find out whether you qualify and how much you may be able to borrow.

Step 4
Step 4: Choosing the right deal

We offer different mortgages to suit different needs – here we take a look at them and the reasons why you might choose them.

Step 5
Step 5: Applying for a mortgage

The process of remortgaging needn’t be daunting. Here we take you, step by step, through what you need to do to get a new mortgage.

Mortgages made simple video
Watch our short video to see how easy it is to apply online.
Jargon buster

Important Information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

All applications are subject to status and our lending criteria. This means that the amount we’ll lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a bigger deposit if you’re buying a flat or new build property.