ISAs

Our range of Cash ISAs and Stocks & Shares ISAs are a tax-efficient way to save and invest your money

ISA Hub
An ISA that gives you guaranteed interest for 2 years
An online cash ISA that pays interest with instant access to your money
Flexible, easy access
  • 0.20% AER/tax-free (variable) on balances from £1.

  • 0.60% AER/tax-free (variable) on balances from £40,000.

  • Manage your account through online, mobile, branch or telephone.

A tax-free cash ISA for first time home buyers, eligible for a government bonus of 25%
A long term tax-free ISA for children under 18
  • 2.75% AER/tax-free (variable).

  • 3.25% AER/tax-free (variable) for 1|2|3 World or Santander Select customers.

  • No withdrawals or closures are allowed until the account matures on the child's 18th birthday.

  • Junior ISA transfers between providers are allowed at any time.

Additional permitted subscriptions

If you are the spouse or civil partner of Individual Savings Accounts (ISA) savers who died on or after 3 December 2014, this account will enable you to benefit from an additional ISA allowance known as an Additional Permitted Subscription (APS).

 

A tax-efficient way of holding investments

Depending on your financial goals and plans for the future, if you can afford to put your money away for the medium to long term (five years or more), then you might be interested in investments. They give you the potential to make higher returns over the longer term than saving.

Stocks and Shares ISAs are a tax efficient way to invest giving you the potential for higher returns for the medium to long term (five years or more). All investments carry varying degrees of risk to your money.

The value of investments and any income from them can go down as well as up and you may get back less than the full amount you invest.

Other accounts are available

What's an ISA?