ISAs

If you're applying for an ISA, you can do it online today to make the most of your 2019/2020 allowance on or before 5 April.

If you're an existing customer you can apply quickly and easily for a Cash ISA by logging on to Online Banking. You can also apply for a Stocks & Shares ISA online through our Investment Hub.

For the 2019/2020 tax year, your ISA allowance is £20,000 and your Santander Cash ISA must be opened by 9pm on 5 April 2020. Any contributions to your 2019/2020 ISA allowance must be paid in before midnight on 5 April 2020. The ISA allowance for the 2020/2021 tax year is £20,000.

We use electronic methods to identify you. In a small number of cases, where we ask you to send in additional identification, we may not be able to open your account in time for you to use your current year's ISA allowance so we recommend you apply as early as possible.

The tax treatment for ISAs depends on your individual circumstances and may be subject to change in the future.

2 Year Fixed Rate ISA

0.50% AER/tax-free (fixed)
0.75% AER/tax-free (fixed) for 1|2|3 World or Santander Select customers
Minimum opening deposit of £500. No partial withdrawals permitted.
On early closure, a penalty equivalent to 120 days' interest applies.

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eISA

0.25% AER/tax-free (variable) for 12 months
0.55% AER/tax-free (variable) for 12 months for 1|2|3 World or Santander Select customers
Minimum opening deposit of £500, interest applies to balances from £1
Manage your account through Online and Mobile Banking.

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Easy ISA

0.20% AER/tax-free (variable) on balances from £1.
0.60% AER/tax-free (variable) on balances from £40,000.
Manage your account through online, mobile, branch or telephone.

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Junior ISA

2.75% AER/tax-free (variable).
3.25% AER/tax-free (variable) for 1|2|3 World or Santander Select customers.
No withdrawals or closures are allowed until the account matures on the child's 18th birthday.
Junior ISA transfers between providers are allowed at any time.

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Inheritance ISA

If you are the spouse or civil partner of Individual Savings Accounts (ISA) savers who died on or after 3 December 2014, this account will enable you to benefit from an additional ISA allowance known as an Additional Permitted Subscription (APS).

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Stocks and Shares ISA

Depending on your financial goals and plans for the future, if you can afford to put your money away for the medium to long term (five years or more), then you might be interested in investments. They give you the potential to make higher returns over the longer term than saving.

Stocks and Shares ISAs are a tax efficient way to invest giving you the potential for higher returns for the medium to long term (five years or more). All investments carry varying degrees of risk to your money.

The value of investments and any income from them can go down as well as up and you may get back less than the full amount you invest.

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Other accounts are available

Savings and Investments range

What's an ISA?

See our guide to ISAs

Our range of Cash ISAs and Stocks & Shares ISAs are a tax-efficient way to save and invest your money

2 Year Fixed Rate ISA

eISA

Easy ISA

Junior ISA

Inheritance ISA

Stocks and Shares ISA

Protecting your money

My money? My info? I don't think so!