ISAs

• 0.25% AER/tax-free (fixed)

• Minimum opening deposit of £500. No partial withdrawals permitted.

• On early closure, a penalty equivalent to 120 days' interest applies.

• 0.05% AER/tax-free (variable) for 12 months

• 0.10% AER/tax-free (variable) for 12 months for 1|2|3 World or Santander Select customers

• Minimum opening deposit of £500, interest applies to balances from £1

• Manage your account through Online and Mobile Banking.

• 0.01% AER/tax-free (variable) on balances from £1.

• 0.10% AER/tax-free (variable) on balances from £40,000.

• Manage your account through online, mobile, branch or telephone.

• 0.75% AER/tax-free (variable).

• No withdrawals or closures are allowed until the account matures on the child's 18th birthday.

• Junior ISA transfers between providers are allowed at any time.

If you are the spouse or civil partner of Individual Savings Accounts (ISA) savers who died on or after 3 December 2014, this account will enable you to benefit from an additional ISA allowance known as an Additional Permitted Subscription (APS).