Find your expert

Through our research and working with a range of businesses at all stages of development, we’ve gained deep insights into the trends impacting this sector, that we can share with you. These include technological advances, increasing connectivity and changes in consumer behaviour. Our sector specialists can help you access advice and products so you can seize opportunities and cope with the challenges ahead.

The wholesale and retail sector is now more dynamic than ever

Our team works closely with businesses in the wholesale and retail sector, alongside key sector influencers such as trade bodies. This helps us to offer you informed and bespoke solutions.

Expectations of retailers and wholesalers are higher than ever, with consumers looking for convenient and personalised experiences. Our goal is to help you with a range of financial and non-financial solutions, to support a robust omni-channel model.

We can also connect you to new opportunities in international markets to capture a global and online base through our community of partners. We work with the Santander Group around the world and our alliance partners, helping you ‘globalise’ your brands and seize growth opportunities.

Wholesale and retail | Santander Corporate and Commercial Banking
Wholesale and retail | Santander Corporate and Commercial Banking

How we can help you

  • Regional Relationship Director teams with an understanding of wholesale and retail.
  • A global perspective to support sustainable success.
  • Solutions to support the evolving needs of the sector.
  • Trade facilitation support through our international trade programs and sourcing support.
  • Industry insights to help guide strategic decision making. Read more.
Wholesale and retail | Santander Corporate and Commercial Banking

Bespoke support for key sub sectors

  • Homeware e-commerce
  • Lifestyle (including fashion accessories) 
  • Food and drink
  • Health and beauty 

Solutions to support your business

Supply chain diversification and finance solutions

Through our network of connections with manufacturers across the world we can support with supply chain diversification. 

To help strengthen supplier relationships through ‘transparency of payment’ we also have a supplier finance solution. Read more about supplier payments.

Managing your liquidity

For businesses selling essential goods, that have experienced increased demand, we offer short- and medium-term liquidity management to help optimise returns on surplus funds. Read more about deposit accounts


For e-commerce businesses we can help you manage your cashflow through next day settlement. Read more about our merchant acquiring service.

New markets, new insights

Getting to know overseas markets better can be a win-win for UK retailers. It can provide the opportunity to reach new customers, many of whom place a significant premium on British product. Or it can be a way to provide insights into different ways of approaching the retail opportunities of today and tomorrow.

Through our ecosystem of support, we can help your business through the key steps of internationalising your brands.  For example, support with brand awareness, market entry, localising product lines, determining optimum pricing, regulation, payment methods and funding.


Plastecowood make smart moves towards their sustainable goals

Founded in 2014, Plastecowood recycles waste plastic to create durable and ecological outdoor products. They create products such as picnic tables, benches, planters and fencing. Their mission is to save plastic waste packaging that is otherwise destined for landfill or incineration transforming it into durable and practical Smartawood™ products.

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Cotswolds Distillery raise their spirits after Santander boost

Founded in 2014 after native New Yorker and whisky connoisseur Daniel Szor moved to the Cotswolds. Daniel had spotted an opportunity to distil the golden barley that grew around the area. The doors to the Cotswolds Distillery were opened, selling the first-ever whisky to be distilled in the Cotswolds.

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Statera Energy take powerful steps towards low carbon future

Founded in 2015, Statera Energy is a new generation energy company focusing on a scale suitable for use by utility companies. battery energy storage. They build, own and operate a flexible energy infrastructure that balances a renewables-led electricity system. It helps manage fluctuations in the supply and demand of renewable energy to the UK’s electricity grid.

Read more

We’ve hosted a bitesize podcast featuring industry commentator Richard Lim, CEO of Retail Economics, who shared his views on the strategies that retail and wholesale businesses could adopt in a post COVID-19 retail environment (posted May 20). Listen again here.