Business loan

Apply for the funding you need to invest, grow and move your business forward.

T&Cs apply. Credit subject to status.

Welcome to Santander Business Banking

We’re here to help businesses grow and succeed. If you’re running a smaller business, with up to 2 directors, owners (shareholders) or partners, have a look at the accounts and services we offer. You might find just what you need to get started or take the next step. 

Running a medium-to-large business with comprehensive banking needs? No problem. Head over to our Corporate & Commercial Banking website to see what we’ve got for you.

Business current accounts

Run your business, not your banking. We make everyday banking simple for business owners. Our accounts have features to keep you in control.
T&Cs and eligibility apply.

Spending everyday?

Get 1% cashback on all your business spend with the Business Cashback Credit Card. T&Cs apply. Credit subject to status. Annual fee applies. 23.7% APR representative (variable).

Business health insurance

Save 25% when you take out an AXA Health business healthcare plan for up to 19 employees.

New customer buying business healthcare cover for the first time only. Further T&Cs apply.

Support for businesses

Safe in your hands

Dive into the new features of our award-winning business app. It's quick, easy and above all, secure.

Work Café

More than a café. More than a bank. Brew some fresh ideas at a Santander Work Café.

Protect yourself from fraud

It’s important you know how to protect yourself from fraud and scams. 

Find out how you can access cash in your local area

Independent service quality survey results

Business current accounts (GB)
Published February 2026 

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). *SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes). The results represent the view of customers who took part in the survey.

Take a look at the latest published results 

Great Britain 

Rankings Overall service quality scores from customers in Great Britain. Rankings: 1 Monzo, 85%; 2 mettle, 83%; 3 Starling Bank, 81%; 4 Handelsbanken, 75%; 5 Tide, 70%; 14 =  Santander, 54%

Business current accounts (NI)
Published February 2026 

As part of a regulatory requirement, an independent survey was conducted to ask approximately 580 customers of each of the 5 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). *SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes). The results represent the view of customers who took part in the survey.

Take a look at the latest published results 

Northern Ireland

Rankings Overall service quality scores from customers in Northern Ireland. Rankings: 1 Santander, 59%; 2 Danske Bank, 58%; 3 Ulster Bank, 56%; 4 AIB, 44%; 5 Bank of Ireland UK, 43%

As part of a separate regulatory requirement, we have also published the Financial Conduct Authority service quality information for business current accounts.  

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.