Healthy business habits for the year ahead
Start the year smarter, build business habits that last
The start of a new year is a great time to start thinking about your business health and how you can improve it. As we see it, there are 3 pillars to business health – financial, growth and operational. We’ve got tools to help you build good habits today for a stronger, smarter business tomorrow.
Healthy finances
- Take control of your payments. Review your card service provider to make sure you’re getting the best fees, reliability and support. We’ve partnered with Worldpay, one of the biggest payment providers in the world. They offer strong security, fast payouts, and scalable solutions. They could reduce your costs, improve your customer experience, and help your business run more efficiently and competitively.
- Make cost control a regular habit. You could be paying more than you need to for energy, phone and broadband. Our trusted partner Bionic have a team of experts who can save you time and hassle when comparing and switching these essential services.
- Get rewards for business spending. Our Business Cashback Credit Card, Representative 23.7% APR (variable), gives you 1% cashback on all business spending with no cap, paid monthly (T&Cs apply). This one’s a no-brainer. If you’re going to be spending you may as well get cash back from it, it all adds up. And a credit card can help you manage your cashflow. Credit is subject to status.
- Manage your business banking needs on the go. Our Mobile Business Banking app is secure and easy to use. It allows you to make payments on the move, manage your money, and authenticate transactions all in one place.
Go for growth
- Support, learning and inspiration to help you grow. Our Building your business website has toolkits, podcasts and programmes for every business stage. Whether you need an update on what the latest budget means for your business, or some inspiration to spark new ideas, we’ve got something for you.
Explore Building your business
- Get a free coaching session with ActionCOACH. Growing your business can feel like a complicated task. You might be struggling to find the clarity and focus you need to achieve measurable success. Our partners ActionCOACH could help you. Their experienced coaches can help you create a plan for the year and unlock your business potential. If you’re a Santander business customer your first session is free.
- New skills for you and your team. Our recent report found that 81% of people think it’s important to receive continuous training. And over 50% of people think that companies should keep training their staff. Santander X and Santander Open Academy are e-learning platforms that offer free, open to everyone training and courses to help you and your team get the skills you need to grow.
Explore Santander X Explore Santander Open Academy
Streamlined operations
- Make compliance a routine, not a fire drill. It can be hard to keep up with constantly changing legislation and regulations. But falling behind on these things could be harmful to your business. Our partners BrightHR are an award-winning provider who can support you with human resources, payroll, and health and safety services, where Santander customers get a 20% discount as standard. Better still, for a limited time between 5 January and 23 February 2026 customers get an enhanced 30% discount on the normal rates of BrightHR services. T&Cs apply.
- Protect yourself and your business. Our partners AXA provide business, health, van and landlord insurance to give you peace of mind and support. They can work with you to build a policy that’s tailored to your business and protects you in the areas you need. Save 25% on AXA Health business healthcare plans. Offer available between 1 January and 30 April 2026. T&Cs apply.