Opening a Business Banking Current Account

To see if you're eligible to open a Business Current Account, you need to answer 'yes' to the points below:

1. Be an existing Santander customer. 
2. Be a UK-registered business. 
3. Have proof of identity and proof of UK address. This is for everyone involved in opening the business account. 

 Please complete the below questions. This is to see if you can book a telephone appointment to speak to us. 

Please provide one document of personal ID from both lists 1 and 2 below. This is applicable for all entities. 

Please provide one document from list 3. (This is if the trading address is different from the personal residential address).

Proof of ID:

  • Passport – UK/Irish. Must be in date and signed 
  • Passport – Non-UK/Non-Irish with valid right to remain such as Biometric Residence Permit, settled or pre-settled status or a valid Visa. Visitor Visa is not acceptable.
  • Full or provisional UK photocard driving licence. Must be in date. 
  • National ID Card/Citizen Photocard EU/EEA/Swiss with valid right to remain such Biometric Residence Permit, settled or pre-settled status or a valid Visa. Visitor Visa is not acceptable. 
  • Biometric Residence Permit issued by the UK Home Office. Must be in date

Proof of Address:

  • Full or provisional UK photocard driving licence. Must be in date. 
  • UK paper driving licence. Must be in date. 
  • Notification of entitlement to UK state pension or government benefits. Must be the most recent and less than 12 months old.
  • Bank, building society, credit card or credit union or mortgage statement. Must be most recent and less than 3 months old, except annual statement which must be less than 12 months old. 
  • Utility bills (not mobile phone or TV licence) Must be most recent and less than 3 months old, except annual statement which must be less than 12 months old. 
  • Annual council tax bill. Must be the most recent and from the current tax year. 
  • HMRC correspondence including name, address and permanent NI number. Must be less than 12 months old.

Proof of Trading Address:

  • Business current account or Business credit card statement addressed to the business at the trading address less than three months old
  • Utility bill addressed to the business at the trading address less than three months old
  • Signed lease agreement addressed to the business at the trading address must be within the date range covered within the lease agreement
  • Registration documents from supervisory body confirming the trading address e.g. FCA, Solicitors Regulation Authority, etc.
  • Unexpired trading licence issued by a local government authority e.g. taxi licence, premises licence etc.

We’ll also need additional information about your business in support of an application.

What we need to know about your business: 

  • Business name, start date and proof of your current trading address. 
  • Please also provide 3 years trading address history (if applicable). 
  • A detailed description of what your business does. 
  • Anticipated annual turnover for the next 12 months and number of employees. 
  • Details of your income from the business and any other income sources you may have. 
  • If you’re switching from another bank - the last statement including your sort code and account number. We also require annual accounts for established businesses. 
  • If you are VAT Registered, your VAT Number.

A few quick questions to get started

Are you aged 18 or over and a UK resident?

We're not able to offer you a business account at this time as you need to be 18 or over and UK resident to apply.

Can you please confirm what entity your business is?

Are you a Santander customer?

We’re only supporting existing Santander customers who want to open new business accounts. If you’re new to Santander, you may want to browse our range of personal bank accounts

Do you have 2 or fewer account signatories?

Unfortunately, we're not able to offer you a business account at this time due to the number of account signatories.

Is your business registered in the UK?

Unfortunately, we're not able to offer you a business account at this time as your business is not registered in the UK.

Does your business only have customers, suppliers or employees based within the UK?

As you've told us that your business has customers, suppliers or employees based outside the UK we’d like to talk about your application with you. Please give us a call on 0330 678 2509. Lines are open 8am-6pm Monday to Friday.

Can you provide one of the following documents to enable you to open your account?

  • Business Current Account or Business Credit Card statement addressed to the business at the trading address (less than 3 months old)
  • Utility bill addressed to the business at the trading address (less than 3 months old)
  • A partnership agreement, or proof that the partnership has been registered with HMRC
  • In Date & Signed lease agreement addressed to the business at the trading address 
  • Registration documents from supervisory body confirming the trading address (e.g. FCA, Solicitors Regulation Authority etc)
  • Unexpired trading licence issues by a local government authority (e.g. a taxi licence, premises licence etc)

Use our quick and easy application checklist (PDF - 64 KB) to make sure you have all the required information before you apply.

To apply for one of our Business Current Accounts, you can book an appointment online with one of our Business Banking Managers. Alternatively, call us on 0330 678 2509 between 8am-6pm Monday to Friday.

If you’re unable to provide any of the documents listed, you may still be able to apply for an account. Please give us a call on 0330 678 2509 so we can go through your application.

Are you a Santander customer?

We’re only supporting existing Santander customers who want to open new business accounts. If you’re new to Santander, you may want to browse our range of personal bank accounts

Do you have 2 or fewer directors, owners (shareholders) or Partners?

Unfortunately, we’re not able to offer you a business account at this time as you do not have the required number of directors, owners (shareholders), or partners.

Is your business registered in the UK?

Unfortunately, we're not able to offer you a business account at this time as your business is not registered in the UK.

Does your business only have customers, suppliers or employees based within the UK?

As you've told us that your business has customers, suppliers or employees based outside the UK we’d like to talk about your application with you. Please give us a call on 0330 678 2509. Lines are open 8am-6pm Monday to Friday.

Can you provide one of the following documents to enable you to open your account?

  • Business Current Account or Business Credit Card statement addressed to the business at the trading address (less than 3 months old)
  • Utility bill addressed to the business at the trading address (less than 3 months old)
  • A partnership agreement, or proof that the partnership has been registered with HMRC
  • In Date & Signed lease agreement addressed to the business at the trading address 
  • Registration documents from supervisory body confirming the trading address (e.g. FCA, Solicitors Regulation Authority etc)
  • Unexpired trading licence issues by a local government authority (e.g. a taxi licence, premises licence etc)

Use our quick and easy application checklist (PDF - 64 KB) to make sure you have all the required information before you apply.

To apply for one of our Business Current Accounts, please call us on 0330 678 2509 to book a telephone appointment with one of our Business Banking Managers, who would be delighted to help you. Lines are open 8am-6pm Monday to Friday.

If you’re unable to provide any of the documents listed, you may still be able to apply for an account. Please give us a call on 0330 678 2509 so we can go through your application.

Are you a Santander customer?

We’re only supporting existing Santander customers who want to open new business accounts. If you’re new to Santander, you may want to browse our range of personal bank accounts

Do you have 2 or fewer directors, owners (shareholders) or Partners?

Unfortunately, we’re not able to offer you a business account at this time as you do not have the required number of directors, owners (shareholders), or partners.

Is your business registered on companies house?

Unfortunately, we’re not able to offer you a business account as your limited company is not registered with companies house.

Does your business only have customers, suppliers or employees based within the UK?

As you've told us that your business has customers, suppliers or employees based outside the UK we’d like to talk about your application with you. Please give us a call on 0330 678 2509. Lines are open 8am-6pm Monday to Friday.

Can you provide one of the following documents to enable you to open your account?

  • Business Current Account or Business Credit Card statement addressed to the business at the trading address (less than 3 months old)
  • Utility bill addressed to the business at the trading address (less than 3 months old)
  • A partnership agreement, or proof that the partnership has been registered with HMRC
  • In Date & Signed lease agreement addressed to the business at the trading address
  • Registration documents from supervisory body confirming the trading address (e.g. FCA, Solicitors Regulation Authority etc)
  • Unexpired trading licence issues by a local government authority (e.g. a taxi licence, premises licence etc)

Use our quick and easy application checklist (PDF - 64 KB) to make sure you have all the required information before you apply.

To apply for one of our Business Current Accounts, please call us on 0330 678 2509 to book a telephone appointment with one of our Business Banking Managers, who would be delighted to help you. Lines are open 8am-6pm Monday to Friday.

If you’re unable to provide any of the documents listed, you may still be able to apply for an account. Please give us a call on 0330 678 2509 so we can go through your application.

Are you a Santander customer?

We’re only supporting existing Santander customers who want to open new business accounts. If you’re new to Santander, you may want to browse our range of personal bank accounts

Do you have 2 or fewer directors, owners (shareholders) or Partners?

Unfortunately, we’re not able to offer you a business account at this time as you do not have the required number of directors, owners (shareholders), or partners.

Is your business registered on companies house?

Unfortunately, we’re not able to offer you a business account as your limited company is not registered with companies house.

Does your business only have customers, suppliers or employees based within the UK?

As you've told us that your business has customers, suppliers or employees based outside the UK we’d like to talk about your application with you. Please give us a call on 0330 678 2509. Lines are open 8am-6pm Monday to Friday.

Are all of your Directors, Structures and Company Name correct at Companies House?

Please ensure that you update Companies House before making an application.

Can you provide one of the following documents to enable you to open your account?

  • Business Current Account or Business Credit Card statement addressed to the business at the trading address (less than 3 months old)
  • Utility bill addressed to the business at the trading address (less than 3 months old)
  • A partnership agreement, or proof that the partnership has been registered with HMRC
  • In Date & Signed lease agreement addressed to the business at the trading address 
  • Registration documents from supervisory body confirming the trading address (e.g. FCA, Solicitors Regulation Authority etc)
  • Unexpired trading licence issues by a local government authority (e.g. a taxi licence, premises licence etc)

Use our quick and easy application checklist (PDF - 64 KB) to make sure you have all the required information before you apply.

To apply for one of our Business Current Accounts, please call us on 0330 678 2509 to book a telephone appointment with one of our Business Banking Managers, who would be delighted to help you. Lines are open 8am-6pm Monday to Friday.

If you’re unable to provide any of the documents listed, you may still be able to apply for an account. Please give us a call on 0330 678 2509 so we can go through your application.

Are you a Santander customer?

We’re only supporting existing Santander customers who want to open new business accounts. If you’re new to Santander, you may want to browse our range of personal bank accounts

Do you have 3 or fewer account signatories?

Unfortunately, we're not able to offer you a business account at this time due to the number of account signatories.

Is your club, society or other not-for-profit organisation operating in the UK?

Unfortunately, we're not able to offer you a business account at this time as your organisation is not operating in the UK.

Does your club, society or other not-for-profit organisation only have customers, suppliers or employees based within the UK?

As you've told us that your business has customers, suppliers or employees based outside the UK we’d like to talk about your application with you. Please give us a call on 0330 678 2509. Lines are open 8am-6pm Monday to Friday.

Is your turnover below £250k?

So that we can support you further, please contact us on 0330 678 2509 so we can discuss your application. Lines are open 8am-6pm Monday to Friday.

Do you have the documents you need to open this account?

  • A meeting record/letter on headed note paper authorising us to open the bank account, listing all members of the committee of the club/society, confirming who the authorised signatories are and signed by 2 of the Official members of the committee.
  • A copy of the Constitution or equivalent that sets out the nature, purpose and objectives of the club/society.

Use our quick and easy application checklist (PDF - 64 KB) to make sure you have all the required information before you apply.

To apply for a Santander Treasurer’s Current Account please call us on 0330 678 2509 to book a telephone appointment with one of our Business Banking Managers, who would be delighted to help you. Lines are open 8am-6pm Monday to Friday.

If you’re unable to provide any of the documents listed, you may still be able to apply for an account. Please give us a call on 0330 678 2509 so we can go through your application.

Are you a Santander customer?

We’re only supporting existing Santander customers who want to open new business accounts. If you’re new to Santander, you may want to browse our range of personal bank accounts

Do you have 3 or fewer account signatories?

Unfortunately, we're not able to offer you a business account at this time due to the number of account signatories.

Is your organisation a charity operating in the UK?

Unfortunately, we're not able to offer you a business account at this time as your organisation is not operating in the UK.

Do you have the documents you need to open this account?

  • Your Charity Registration Number and a meeting record/letter on headed note paper authorising us to open the bank account. 
  • A copy of the constitution or equivalent that sets out the committee/trustees of the registered charity, confirming who the authorised signatures are, and ensure it is signed by 2 of the official Trustees.

To apply for a Santander Treasurer’s Current Account please call us on 0330 678 2509 to book a telephone appointment with one of our Business Banking Managers, who would be delighted to help you. Lines are open 8am-6pm Monday to Friday.

If you’re unable to provide any of the documents listed, you may still be able to apply for an account. Please give us a call on 0330 678 2509 so we can go through your application.

Are you a Santander customer?

So that we can support you further, please contact us on 0330 678 2509 so we can discuss your application. Lines are open 8am-6pm Monday to Friday.

We’re only supporting existing Santander customers who want to open new business accounts. If you’re new to Santander, you may want to browse our range of personal bank accounts

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