Opening a Business Banking Current Account
Sole traders
Apply today
Simply visit your app store to get started
Speak to us if
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You have a Santander business relationship in your business name. This includes, savings, credit cards, current accounts, or loans, including bounce back loans.
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You want additional account operators.
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You want to apply for an overdraft with your new account.
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You can’t use the Mobile Banking app.
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You want to switch your account to us from another provider.
Call us on 0330 678 2509 Monday to Friday, 8am-6pm. You can also call us if you’re having issues with your application.
For all other UK registered business types
Check you have ID and a UK address for everyone you want to include on the account.
If you have, we’ve just got a few more questions below.
Please provide one document of personal ID from both lists 1 and 2 below. This is applicable for all entities.
Please provide one document from list 3. (This is if the trading address is different from the personal residential address).
Proof of ID:
- Passport – UK/Irish. Must be in date and signed
- Passport – Non-UK/Non-Irish with valid right to remain such as online visas, including those with settled or pre-settled status, a share code must be included. Visitor visas are not acceptable.
- Full or provisional UK photocard driving licence. Must be in date.
- National ID Card/Citizen Photocard EU/EEA/Swiss with valid right to remain such as online visas, including those with settled or pre-settled status, a share code must be included. Visitor visas are not acceptable.
Proof of Address:
- Full or provisional UK photocard driving licence. Must be in date.
- UK paper driving licence. Must be in date.
- Notification of entitlement to UK state pension or government benefits. Must be the most recent and less than 12 months old.
- Bank, building society, credit card or credit union or mortgage statement. Must be most recent and less than 3 months old, except annual statement which must be less than 12 months old.
- Utility bills (not mobile phone or TV licence) Must be most recent and less than 3 months old, except annual statement which must be less than 12 months old.
- Annual council tax bill. Must be the most recent and from the current tax year.
- HMRC correspondence including name, address and permanent NI number. Must be less than 12 months old.
Proof of Trading Address:
- Business current account or Business credit card statement addressed to the business at the trading address less than three months old
- Utility bill addressed to the business at the trading address less than three months old
- Signed lease agreement addressed to the business at the trading address must be within the date range covered within the lease agreement
- Registration documents from supervisory body confirming the trading address e.g. FCA, Solicitors Regulation Authority, etc.
- Unexpired trading licence issued by a local government authority e.g. taxi licence, premises licence etc.
We’ll also need additional information about your business in support of an application.
What we need to know about your business:
- Business name, start date and proof of your current trading address.
- Please also provide 3 years trading address history (if applicable).
- A detailed description of what your business does.
- Anticipated annual turnover for the next 12 months and number of employees.
- Details of your income from the business and any other income sources you may have.
- If you’re switching from another bank - the last statement including your sort code and account number. We also require annual accounts for established businesses.
- If you are VAT Registered, your VAT Number.
- Your business Standard Industrial Classification (SIC) code. You can find this by searching for your industry SIC code in a search engine.
A few quick questions to get started
Are you (and any Directors, Owners, Partners and Shareholders) aged 18 or over and a UK resident?
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.