Find out how much you could save

Join the Best Business Current Account provider, and you'll get:


Your day-to-day business banking from £7.50 a month

We offer a range of fixed fee tariffs from £7.50 to £40 a month, depending on your monthly cash deposits, and all your standard day-to-day business banking is included.


0.10% gross/AER (variable) on any credit balances


cheque book and Visa debit card

This account is for small-to-medium sized businesses with up to two directors, owners (shareholders) or partners.

If you own a start-up business, take a look at our Start-up Business Current Account.

If you are, or have applied to become a Payment Service Provider, please go to the Payment Service Provider page to find out more about the services available and how to make contact with a Santander Relationship Director.

Also included:


contactless payments with your Visa contactless debit card or with your mobile by linking your Santander debit card to your Apple, Android or Samsung device


depositing and issuing cheques




Direct Debits, standing orders, bill payments


Bacs credits

debit card payments
Charges apply to non-standard transactions such as change-giving, CHAPS payments and foreign currency transactions. 
A daily limit applies to cash machine withdrawals and a transaction limit applies to faster payments. Please see the Key Facts Document.

Managing your account

You choose how you bank with us:


Online Banking

Secure, 24/7 banking. Make payments, view statements and much more


Mobile Banking

Bank on the go with our Mobile Business Banking app


Free text and email alerts

Set up free alerts to let you know when your balance goes above or below specified amounts and get weekly balance alerts


Telephone Banking

Call us on 0800 731 6666 8am to 9pm Monday to Friday and 8am to 2pm Saturdays


Post Office

Pay in, withdraw cash, deposit cheques and more at participating Post Office branches nationwide


Tariff options for you

There are 4 tariffs based on your monthly cash deposits:

£7.50 monthly fee

  • A monthly cash deposit limit of £1,000 then 50p for every £100 thereafter

£12.50 monthly fee

  • A monthly cash deposit limit of £3,000 then 50p for every £100 thereafter

£20.00 monthly fee

  • A monthly cash deposit limit of £5,000 then 50p for every £100 thereafter

£40 monthly fee

  • A monthly cash deposit limit of £10,000 then 50p for every £100 thereafter

Business overdrafts (there are fees associated with your overdraft)

As part of your application, you can apply for a business overdraft from £500 to £25,000 (subject to acceptance). There is an Arranged Overdraft annual fee of 1% of the agreed overdraft (minimum fee £50). The Arranged Overdraft interest rate and Representative rate is 5.5% EAR (variable) (Bank of England base rate plus 5%) and the Unarranged Overdraft interest rate is 25.5% EAR (variable) (Bank of England base rate plus 25%). The unpaid item fee is £15.

How to apply

You can apply for a Business Current Account if you:

  • are aged 18 or over
  • have a UK registered business
  • have up to two directors, owners (shareholders) or partners
  • are either a sole trader, or your business is a partnership, limited liability partnership, private limited company, or a trust

Please read the important information below before applying

Important information

Subject to availability and may be withdrawn without notice at any time.

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate that we pay where no income tax has been deducted. Interest is calculated daily and paid monthly. Rates may change. EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our Terms and Conditions.

Information is correct as of 31 March 2017.