There may be times when it’s good for your business to consider other sources of finance.

Perhaps you’d like to see how our business overdrafts, loans and business bank accounts compare against others in the market. In this case you can take a look at the government-designated platforms below to find out more.

Or it may be that we’re not always able to offer lending. If you’ve been declined for business lending in the last 30 days you have a right of referral to a government designated platform who, with your consent, will seek to match your business’ needs with the most suitable lender for your circumstances. While we don’t endorse or recommend any particular source on the list, it may help you to get started on finding other ways to get the finance you need for your small-to-medium sized business.

For more information on your right to a referral take a look at our Business Borrowing and Appeals pages and click on the Referral accordion.

Alternative Business Funding provide an easy way for SMEs to find a vast array of funding choices.

fundingoptions scan the market to find the options that best suit your needs.

FUNDING XCHANGE lets you compare quotes for your business from over 30 finance providers.

Better Business Finance offers information on a wide variety of finance providers from across the UK, including business angels, regional funds and government schemes. is an easy-to-use search engine for businesses to find a suitable local mentor.

Crowdfunder use the power of the crowd. People donate money in exchange for non-financial rewards, normally given through business activities.

Funding Circle is a direct lending platform focused on supporting small businesses that have at least 2 years trading, with unsecured business loans.

Start Up Loans is a government funded scheme operating across the UK providing loans, mentoring and other support to start ups and early stage businesses.

 This isn’t a complete list of alternative ways to find finance and you may find other options you want to consider. We’re not responsible for these websites or their content and availability. Please remember that we can’t guarantee the outcome of applications with any other finance providers.
 Note: for independent debt advice, please contact the Business Debtline on 0800 197 6026, or for more information you can visit their website

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