|Account name||Client Saver|
|What is the interest rate?|| |
|Can Santander change the interest rate? |
|Yes, the rate can go up or down e.g. in response to industry and market conditions. If the rate goes down, we’ll let you know at least two months before the rate changes. This is detailed in Condition 18 in our General Terms & Conditions.|
|What would the estimated balance be after 12 months based on a £1,000 deposit?|| |
Estimate assumes that deposit made on 1st of the month and no change to interest rates.
This illustration is only an example and doesn't take into account individual circumstances.
|How do I open and manage my account?||Eligibility |
You can apply for a Client Saver Account if:
Santander UK plc reserves the right to refuse an application for a Client Saver Account.
Managing the account
|Can I withdraw money?|| |
|Additional information||Cancellation period |
Full Account details can be found in the Key Facts Document on the Terms and Conditions tab
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Everything you need to know before you apply
We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.
General Terms & Conditions (pdf) including Terms of Business
With effect from 1 January 2019, the Business Current Account Key Facts Document and General Terms & Conditions have been updated. For details of what has changed please see account changes
To view these documents, you may need to download Adobe Reader
Please make sure you read the product terms and conditions, including the product factsheet, before you apply.
You can apply for a Client Saver if:
Please note: we may need to verify that you’re regulated by an appropriate body.
Apply in branch
Contact your local branch to see if a Business Relationship Manager is available to support you.
No - as you are an existing Santander Business Current Account customer, we have already conducted the necessary checks on you and your business. We may, however, need to verify the source of your clients’ funds once you deposit into your Client Current Account.
No - there are no cards available on either the Client Current Account or the Client Saver. You can, however, operate your client accounts through our Online Banking and Mobile Banking apps and via the telephone.
If your client’s funds are held in an undesignated account along with other clients’ funds, you don’t need to change any details.
If your client’s funds are held in a designated account and it is no longer required, you should close the existing account. If a designated account is required for another client’s funds, you should open a new designated account. You should contact your local branch if you need to apply for a new account.
Speak to the Business Relationship Manager who opened your account and they can advise on progress.
You can access your client account via Online Banking, Mobile Banking and over the phone in exactly the same way that you currently access your business account.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.
Gross rate explained
The gross rate is the interest rate we pay where no income tax has been deducted.
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