Whether you have a question about our accounts or services, or need help when you're abroad, you can find all you need here.
Call us any time
You can call our dedicated telephone support team 24 hours a day, 7 days a week on 0800 032 3323. We're on hand to talk you through any queries you may have.
Exclusive benefits when you travel
You could get fee-free cash withdrawals and purchases as well as emergency help when you’re abroad, whether you're working or on holiday.
Transferring money abroad should be fast and simple
Send money abroad using Santander’s One Pay FX app, Online or Telephone Banking or in branch.
From 10 July 2018, we’re making changes to the amount of Unarranged Overdraft fees we charge, including removing Unarranged Overdraft fees altogether from some accounts.
Find out more about changes to your Santander Current & Savings accounts.
Find out more about changes to your Santander Credit Card.
Information for customers who hold a Gold Visa debit card on their 1|2|3 Current Account. Please note this is no longer available for new customers.
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Your personal data rights explained
Your personal data is protected under Data Protection legislation, and as a consequence you have a number of rights that you can enforce against us as your Data Controller.
To qualify you need to:
We’ll review your eligibility for the Select Current Account regularly. If you no longer meet the criteria, we’ll contact you to explain your options.
Yes, as a Santander Select customer when you use your Santander 1l2l3 Credit Card for transactions abroad you will not be charged a fee when you select the local currency option
Withdrawing cash from a bank or cash machine or buying foreign currency or travellers cheques in a currency other than sterling.
You will be charged a non-sterling transaction fee of 2.95% of the value plus a non-sterling cash fee of 3% of the value (at least £3).
Making purchases abroad or online in a currency other than sterling.
As a Santander Select customer you will be not be charged the non-sterling transaction fee of 2.95% of the value of the transaction.
Call us immediately on 0800 032 3323.
If you're abroad dial +44 1908 216 674.
If you're a Santander Select customer, you have access to the exclusive Gold Visa debit card on your 1|2|3 Current Account, the below information applies to this card:
|Scenario||Fees or charges|
|Making a purchase |
Making a purchase abroad or online in a currency other than sterling to buy goods or services
|You will be charged a non-sterling transaction fee of 2.75% of the value plus a non-sterling purchase fee of £1.25 for each transaction|
|Withdrawing money (foreign currency) and buying traveller's cheques |
Withdrawing cash abroad (either in a bank or at a cash machine), or buying traveller's cheques or foreign currency when abroad (at another bank, bureau de change or other outlet displaying the Visa sign) in a currency other than sterling
|No fees will be charged by Santander when you withdraw cash in the local currency from a Santander branded cash machine. For all other transactions, you will be charged a fee as follows: |
You will be charged a non-sterling transaction fee of 2.75% of the value plus a non-sterling cash fee of 1.5% of the value (at least £1.99)
Illustrative Cost Examples based on a €100 (Euro) transaction
|Transaction||Transaction value||Non-sterling transaction fee||Non-sterling purchase fee||Non-sterling cash fee||Total cost|
|Debit card purchase||€ 100^||2.75%||£1.25||n/a||£81.25|
|Gold Visa debit card cash withdrawal from a non-Santander branded cash machine||€ 100^||2.75%||n/a||1.5% (min £1.99)||£81.99|
|Gold Visa debit card cash withdrawal at Santander branded cash machine in the local currency (except in Poland)||€ 100^||n/a||n/a||n/a||£77.86|
^Visa exchange rate of €1 = £0.778561 as at 1 June 2016
The exchange rates reflect the rate applicable when the payment scheme (Visa) processed the transaction and not the date on which the transaction took place.
If you are given the option of paying in either local currency or sterling, please make sure you choose local currency unless you are certain that the exchange rate is more favourable. If you choose sterling, it means that the retailer or bank will handle the conversion and may charge you a conversion fee, a foreign usage fee, or both.
When you use your debit card to buy goods or services in a currency other than sterling, we will convert the amount into sterling using the exchange rate set by Visa on the date the transaction is charged to your account, together with any applicable foreign usage fees as set out in the table above.
The exchange rate used may differ from the rate that applied on the actual date of the transaction as exchange rates vary on a daily basis. The exchange rate used when the transaction is processed and the amount of the transaction in sterling after the application of the exchange rate will be detailed on your statement. Visa exchange rates available at: www.visaeurope.com/making-payments/exchange-rates
All main adult bank current accounts (those which are credited with at least £500 per month) can benefit from free cash machine withdrawals in Spain at a Santander branded cash machine
For the Gold Visa debit card a daily cash withdrawal limit of £750 applies.
If you don’t have a Gold Visa debit card, visit the Frequently Asked Questions page for information about using your debit card abroad.
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