Apply online

If your business has up to two directors, owners (shareholders) or partners, you can apply online.

Everything you need to know before you apply

To avoid any delays, please have the information below to hand before applying. Private limited companies and limited liability partnerships need to provide some additional information as outlined below.

Business details

  • Business start date and 3 years’ trading address history (if applicable)
  • A description of what your business does
  • Financial information, including current and anticipated turnover / net profit, and total capital/net worth
  • Details of any outstanding business lending including mortgage balance and property value (if business premise is owned

Personal details (for anybody named in the application)

  • Full name, date of birth and nationality
  • 3 years’ address history and current residential status (owned/rented/other)
  • Length of time with current personal bank and number of personal credit cards

If you have a private limited company or a limited liability partnership, you’ll also need your registered name and address, date of incorporation, and company registration number. Please make sure these match Companies House before applying.

Key Facts Documents and Terms & Conditions
Important contractual information is included within documents which can be accessed via the links below. You will have already reviewed these documents when you opened your current account, but we advise that you should read and consider them again before proceeding with your application. If you have not done so already, you should print or save copies of these documents for further reference and records. If there are any questions you have regarding these or you require further information please contact us.

If you’re providing information about other individuals as part of this application you must have their authority to act on their behalf.  During the application you’ll be asked if you want to hear about products, services and offers that may be of interest. Please note the preferences you select will apply to all individuals and will override any previous preferences given. If you, or any joint account holder, would like to amend those preferences please contact us at any time.

Business Loans
Please note that you can also apply for a Business Loan as part of this application and both products will be considered for CBILS.

As part of this application you will also have the ability to apply for a Business Loan. If you wish to apply for this product at the same time as your Overdraft, we would advise that you should take some time to review the Business Loan details and read and consider the following documents in the same way that you have done so for your Overdraft:

To view all these documents, you may need to download Adobe Reader

All lending is subject to status, availability and our lending criteria. The right to decline any application is reserved.

We may consider whether alternative sources of borrowing can be provided by Santander Group. 

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