No monthly account fee
The Everyday Current Account is simply a bank account that you can pay into and withdraw from as and when you need to
A Visa debit card
For quick and secure purchases at home. If you use your VISA debit card for transactions abroad, you may be charged a foreign exchange fee
Withdraw up to £300 a day from any Santander or Link cash machine
A four month fee-free Arranged Overdraft when you switch to us
Use our Switch Service to move your current account to us and receive a Defaqto 5 star rated service.
Earn up to 15% cashback with Retailer Offers when you use your Santander debit or credit card at a range of major retailers. You’ll need to switch on Retailer Offers in Online or Mobile Banking. Find out more about Retailer Offers
Manage your account whenever, wherever with Online and Mobile Banking
If your card is contactless enabled you can make quick and easy purchases of up to £30 whenever you see the contactless symbol
Link your card to your iPhone 6 (or later) or Apple Watch and use Apple Pay at contactless terminals1
0% EAR (variable) Arranged Overdraft. Arranged Overdraft Usage Fee of £1 per day (this is capped at 20 days each statement period for the Choice Current Account). If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.
If you don't switch using our dedicated switcher service, the Arranged Overdraft Usage Fee will apply from account opening. The Unarranged Overdraft Usage Fee is £6 per day2
The Everyday Current Account has a monthly cap for unarranged overdraft fees of £95. A total overdraft fee cap of £95 will also apply to your account meaning if you incur any arranged and/or unarranged fees in any monthly statement period, these will never be more than £95 in total.
From 10 July 2018, we will remove the existing overdraft fee cap of £95 per monthly statement period, which covers Arranged and Unarranged Overdraft fees. This will be replaced by a lower cap of £50 per monthly statement period and will cover Unarranged Overdraft fees only, including Paid and Unpaid Transaction fees. This means you won’t pay more than £50 per month in Unarranged Overdraft fees. Arranged Overdraft usage fees will not be changed.
Please read the full product details and Terms & Conditions before applying. Other accounts are available, including our 1|2|3 Lite Current Account. Take a look at our current account range to find out more.
