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  4. Free railcard, cash prizes and more with Santander Edge Student current account

Free railcard, cash prizes and more with Santander Edge Student current account

  • Free four year Santander 16-25 Railcard – worth £115, perfect for cutting travel costs.1
  • Get £20 guaranteed when entering the prize draw, with the top prize of £100,000.2
  • Interest-free overdraft up to £1,500 for students’ first three years of study.
  • Access to 5.00% AER/gross fixed for 12 months with Santander Regular Saver.

There’s now less than a month to go for students to sign up for the Santander Edge Student current account and be in with a chance to win £100,000. Every Santander Edge Student current account opened between 22 July and 17 October 2025 where a debit card transaction has been made before the end of the year, will automatically be entered into the prize draw, with students in with a chance to win:

  • Top prize of £100,000
  • 5 prizes of £10,000
  • 50 prizes of £1,000
  • 1,000 prizes of £100
  • Every account will win a minimum of £20.3 
     

How to enter:

The Santander Edge Student current account is available to open online or in branch and to all students, regardless of their year of study4. Customers can also switch using the Current Account Switching Service.  

Benefits of the Santander Edge Student current account include: 

  • Free four-year Santander 16-25 Railcard, worth £115, which gives customers a third off train travel across England, Scotland, Wales, and the London Underground when the card is linked to an Oyster card. The average 16-25 Railcard user saves £2083a year with the card, meaning a potential average saving of £832 over a four-year term.
  • An interest-free overdraft of £1,500 for the first three years of study. This can increase up to £1,800 in the fourth year and up to £2,000 in the fifth year (Subject to status, and if students continue with their studies).
  • No fees for using Santander cash machines abroad.
  • Access to Santander Regular Saver account at 5.00% AER/gross (fixed) for 12 months.
  • Access to cashback, vouchers, prize draws and other offers through our free rewards program, Santander Boosts.
  • Personalised spending analysis to help customers stay on top of their spending through My Money Manager.
  • A contactless debit card, digital banking (mobile banking app and online banking) and contactless payments with an Apple, Android or Samsung device.

Santander UK also offers a range of budgeting tools and tips to cut spending on food shops and energy bills, alongside specific help and support to manage their finances for the first time.  


- Ends –

The information contained in our press releases is intended solely for journalists and should not be used by consumers to make financial decisions.

Notes to Editors

  1. Annual saving is based on the average savings made by 16-25 Railcard holders between April 2024 and March 2025, excluding price of a 1-year Railcard. For more information on this visit 16-25 Railcard website.
  2. Winners of the £100,000 and £10,000 prizes will be offered a free financial support session with either a personal banker, financial planning manager or business manager (depending on requirements).  
  3. Winners will be notified by telephone or email before 31 January 2026 and will then be paid their prize directly into their Santander Edge Student current account.
  4. Customers who are not in their first year of university must switch an account from another provider as part of their application for the Santander Edge Student current account. Account eligibility applies.

The prize draw is not open to existing Santander Edge Student account holders.  

To open an account or for more information, visit Santander Edge Student  | Santander UK.

Santander UK is a financial services provider in the UK that offers a wide range of personal and commercial financial products and services. The bank serves its customers via a nationwide branch network, telephone, mobile and online banking. Santander UK is subject to the full supervision of the FCA and the PRA in the UK. Santander UK plc customers’ eligible deposits are protected by the FSCS in the UK.

Banco Santander (SAN SM) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2025, Banco Santander had €1.4 trillion in total funds, 175 million customers, 7,900 branches and 207,000 employees.