Santander UK plc has today announced the appointment of Patricia Halliday as Chief Risk Officer (CRO), reporting to Chief Executive Officer, Nathan Bostock.

Patricia will oversee Santander UK’s risk function with responsibility for the management and control of all financial risks (credit, market, liquidity, capital and pensions) as well as the operational risk framework and reporting.

She brings extensive experience and knowledge of the financial services industry, having held senior Credit Risk positions at Deutsche Bank and Barclays Capital. She joins from GE where she was the CRO of GE Capital International Holdings, with oversight of all enterprise risks across $125bn+ of assets and multiple jurisdictions.

Patricia replaces Keiran Foad who has been appointed as the deputy head of the Risk division and deputy Group CRO at our parent company, Banco Santander. Patricia will start her new role on 15th May 2017.

Commenting on the appointment, Nathan Bostock, Chief Executive Officer of Santander said: “I am delighted to appoint Patricia as our new Chief Risk Officer. She brings extensive banking experience to this very important role. Patricia will continue to embed risk management across the business and ensure we protect our employees, shareholders and customers.”

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Notes to editors

Photograph available on request.

Patricia Halliday biography:

2011 – Present: Chief Risk Officer; GE Capital International Holdings
2006 – 2011: Managing Director, Credit Risk; Deutsche Bank
2001 – 2006: Director, Credit Risk, Europe; Barclays Capital
1999 – 2000: Associate Director, Credit Risk; Société Generale
1988 – 1999: Various front office and risk roles in Commercial Banking; NatWest

Santander UK is a financial services provider in the UK that offers a wide range of personal and commercial financial products and services. It has brought real competition to the UK, through its innovative products for retail customers and relationship banking model for UK SMEs. At 31 December 2016, the bank serves around 14 million active customers with c20,000 employees and operates through 841 branches (which includes 60 university branches) and 67 regional Corporate Business Centres. Santander UK is subject to the full supervision of the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) in the UK. Santander UK plc customers are protected by the Financial Services Compensation Scheme (FSCS) in the UK.

About Us
Banco Santander
(SAN SM, STD US, BNC LN) is a leading retail and commercial bank, headquartered in Spain, with a meaningful market share in 10 core countries in Europe and the Americas. It is among the world’s top banks by market capitalization. The bank’s purpose is to help people and businesses prosper, in a way that is simple, personal and fair. Founded in 1857, Santander had EUR 1.52 trillion in managed funds, 125 million customers, 12,200 branches and 188,000 employees at the close of 2016. Santander made attributable profit of EUR 6,204 million in 2016, an increase of 4% compared to the previous year.


Media Enquiries
Andy Smith      T: 020 7756 4212 M: 07824 473 338 E: andy.g.smith@santander.co.uk  

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