Apply for a Basic Current Account

You might need to provide proof of ID, such as photo ID or proof of your address.

If you don’t think you have the right ID or documents to apply for a Basic Current Account, contact us and we may be able to help.

Is this the right account for you?

Do you have a UK bank account with Santander or any other UK banks?

You can't get this account if you have a Basic Current Account or more than one other current account with us.

If you want a simple bank account which has no monthly fee, but also gives you more features such as a contactless debit card that allows mobile payments and the option to apply for an overdraft facility then have a look at our Everyday Current Account.

Or, see our full range of current accounts.

Have you been turned down for one of our other current accounts, have a poor credit history, are bankrupt, or are new to the UK?

The Basic Current Account may not be the most suitable account for you.​

If you want a simple bank account with no monthly fee, but does give you more features such as a contactless debit card that allows mobile payments, and the option to apply for an overdraft facility, then take a look at our Everyday Current Account

Or, see our full range of current accounts

The Basic Current Account comes with a contactless debit card. This debit card does not allow mobile payments. Mobile payments include Apple Pay, Google PayTM, Samsung PayTM and Garmin PayTM. Are you happy that this is the card you’ll get?

The Basic Current Account may not be the most suitable account for you.​

If you want a simple bank account with no monthly fee, but does give you more features such as a contactless debit card that allows mobile payments, and the option to apply for an overdraft facility, then take a look at our Everyday Current Account

Or, see our full range of current accounts

There’s no overdraft facility available on the Basic Current Account. Are you happy to continue without an overdraft facility?

The Basic Current Account may not be the most suitable account for you.​

If you want a simple bank account with no monthly fee, but does give you more features such as a contactless debit card that allows mobile payments, and the option to apply for an overdraft facility, then take a look at our Everyday Current Account

Or, see our full range of current accounts

Important documents

Read and consider these documents before you apply (you can print or save them). We’ll email you copies when you submit.

We’ll carry out a credit check when you apply.

Continue
Apply (joint account)


Important information:

If you’re applying on behalf of other applicants, you must have permission to act on their behalf, for example as Power of Attorney or Deputy. If this is the case, please make sure you use their details during the application.  If you’d like to be registered to act on the accounts, complete our Power of Attorney registration form online or call 0800 414 8414 if you’re already registered.

During the application, you’ll be asked if you want to hear about products, services and offers that might be of interest. Please note, the preferences you select will apply to all applicants and will override any previous preferences given.

Alternatively, apply at your local branch.