Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.
If you don't switch using our dedicated switcher service, the Arranged Overdraft Usage Fee will apply from account opening6. The Unarranged Overdraft Usage Fee is £6 per day.
The 1|2|3 Current Account has a monthly cap for Unarranged Overdraft fees of £95. A total overdraft fee cap of £95 will also apply to your account meaning if you incur any arranged and/or unarranged fees in any monthly statement period, these will never be more than £95 in total.
From 10 July 2018, Unarranged Overdraft fees will no longer apply to this account and the overdraft fee cap of £95 will be removed. Arranged Overdraft Fees will continue to apply