For students over 18 – get a free railcard, interest on your balance and a fee-free arranged overdraft
- From 12 April 2021, no interest is paid on balances. Before 12 April 2021, monthly interest of 1% AER/ gross (variable) on balances up to a maximum of £2,000
- Free railcard and an interest-free and fee-free arranged overdraft
- Pay in at least £500 per academic term
- No monthly fee to maintain the account