Apply for a Basic Current Account

You can apply for a Basic account if:

"Yes"

You’re 16+ and live in the UK

"Yes"

You don’t have a UK bank account with Santander or any other UK bank or you’ve been declined for other accounts

This account may be suitable if:

You'll need proof of ID and address to open this account. We will need two different documents, from two different sources. Please check that you can provide ID from List 1 or List 2. If you don’t have a listed proof of ID or permanent UK address, we may still be able to help. Please come and talk to us in branch

Lets see if this is the right account for you

Are you over 18yrs?

Our 1|2|3 Mini Current Account could be a better fit for you and comes with benefits, such as the opportunity to earn interest. Are you happy to continue with applying for a Basic account?

Our 1|2|3 Mini Current Account;

  • Helping people 0-17 learn to manage their money
  • Opportunity to earn interest on balances up to £2,000
  • Choose contactless debit card or cash card
  • No monthly fee

Take a look at our 1|2|3 Mini Current Account or, see our full range of current accounts

Do you have a UK bank account with Santander or any other banks?

The Basic Current Account is for customers who don't already have a Basic Current Account or more than one other current account with us.
If you want a simple bank account which has no monthly fee and more features, such as the option to apply for an overdraft facility, look at our Everyday Current Account. 
Or, see our full range of current accounts.
If you still think the Basic Account is suitable for you, please come and talk to us in a branch

Have you been turned down for one of our other current accounts, have a poor credit history, are bankrupt, or are new to the UK?

The Basic Current Account may not be the most suitable account for you.​
If you want a simple bank account which has no monthly fee and more features, such as the option to apply for an overdraft facility, look at our Everyday Current Account.
Or, see our full range of current accounts.
If you still think the Basic Account is suitable for you, please come and talk to us in a branch.

To apply online you'll need proof of ID and address  We will need two different documents, from two different sources. Have you checked you have ID from List 1 or List 2?

You’re ready to apply for a Basic account

The quickest and most secure way to apply is using our Mobile Banking app.

Scan the QR code or click on the logo to download the app. We don’t recommend downloading the app from other third-party sites.

If you have Experian Credit Lock or similar with another credit reference agency, you'll need to switch it off before you apply.

Need another way to apply? You can also apply online or visit your local branch

If you don’t have a listed proof of ID or permanent UK address, we may still be able to help. Please come and talk to us in branch so we can discuss other options available to you.

Important documents

Read and consider these documents before you apply (you can print or save them). We’ll email you copies when you submit.

We’ll carry out a credit check when you apply.

Start my application
Start a joint application


Important information:

If you’re applying on behalf of other applicants, you must have permission to act on their behalf, for example as Power of Attorney or Deputy. If this is the case, please make sure you use their details during the application.  If you’d like to be registered to act on the accounts, complete our Power of Attorney registration form online or call 0800 414 8414 if you’re already registered.

During the application, you’ll be asked if you want to hear about products, services and offers that might be of interest. Please note, the preferences you select will apply to all applicants and will override any previous preferences given.