Our current accounts

A range of current accounts

Get a FREE 4-Year Railcard worth £115 + win up to £100,000 with a Santander Edge Student current account

Cash prizes range from £20 to £100,000. Open an account by 17 October 2025. Find out more about the prize draw. Eligibility and Terms apply.

Adult current accounts

18 or over? Get an account designed for you.

Student & child current accounts

Under 18 or a student? We have the solution for you.

Other current accounts

A current account is a bank account you use for everyday money management and daily spending. It lets you pay money in, pay bills, buy things and withdraw cash. Most current accounts can offer a debit card, online and mobile banking, Direct Debits, standing orders, and overdraft options (subject to status)

To open a bank account is easy. You can open account online or in branch.

You can open a current account online , with our mobile app or by visiting a branch. Simply choose the account that suits your needs, complete the application form, and provide proof of ID and address. You can apply for bank account online  - its quick and convenient, while visiting a branch gives you in-person support if needed.

Yes, Our current accounts come with access to our mobile banking app. You can check your balance, make payments, and manage your account anytime, anywhere. Learn more about mobile banking and how to get started. 

Current Account Switch Guarantee

How do I switch to Santander?

Choose to switch to us when you apply, or anytime after opening a Santander account. We’ll do the hard work, like closing your old account and moving payments. It’s simple, reliable and stress-free.

More on switching

Winner of the best overall current account at the personal finance awards 2023/24