Our current accounts

Choose the account that’s right for you

Current Accounts

A simple and straightforward current account, with no monthly fee

  • A current account with everything you would expect including overdraft (subject to status) and contactless Santander debit card
  • No interest is paid on your balance
  • No monthly fee to maintain the account

Earn cashback on your household bills and interest on your balance

  • Monthly interest of 1.50% AER/1.49% gross (variable). Interest is only paid on balances up to £20,000
  • Up to 3% cashback on selected household bills
  • Pay in at least £500 into your account each month and have at least 2 active Direct Debits
  • £5 monthly fee to maintain the account

Cashback on your household bills for a £1 monthly fee to maintain the account when you use Online or Mobile Banking.

  • Up to 3% cashback on selected household bills
  • No interest is paid on your balance
  • Pay in at least £500 into your account each month and have at least 2 active Direct Debits. Log on to Online or Mobile Banking at least once every 3 months
  • £1 monthly fee to maintain the account

All the features of the 1|2|3 Current Account and receive a more personal banking service

  • With 24/7 telephone support team, a Relationship Manager and support when you’re abroad
  • Pay in at least £5,000 per month into the Select Current Account OR keep £75,000 in any Santander investment(s), savings or current accounts
  • £5 monthly fee to maintain the account

A simple account to manage your money and build your credit history

  • Comes with a top-up Santander debit card to help you manage your spending
  • No interest is paid on your balance
  • Also available to European Union residents living outside the UK
  • No monthly fee to maintain the account

An account for new to UK students and workers to get started with UK banking

  • Comes with a contactless Santander debit card
  • May let you access further banking facilities with Santander in the future
  • No interest is paid on your balance
  • £1 monthly fee to maintain the account

Making student life a little easier

  • Monthly interest of 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000
  • Free railcard and an interest-free and fee-free Arranged Overdraft
  • Pay in at least £500 per academic term
  • No monthly fee to maintain the account

Helping children and young people learn money management

  • Monthly interest of 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000
  • Choice of cash card or Santander debit card
  • No monthly fee to maintain the account

These accounts also come with

£300 ATM withdrawal per day
Online and Mobile Banking with text and email alerts
Access to the Santander branch network

Why choose Santander?

Defaqto 5 star CA switch service 2018

Switch quickly and easily

Current account switch guarantee


We offer a simple, reliable and stress-free way to switch your current account to a new or existing Santander account

Switching to Santander