Important documents
Read and consider these documents before you apply (you can print or save them). We’ll email you copies when you submit.
We may carry out a credit check when you apply.
Your insurance documents
Insurance benefits
This account comes with the following insurance benefits:
- Worldwide family travel insurance (excluding Cuba), administered and underwritten by Chubb European Group SE
- UK and European breakdown cover, underwritten by AWP P&C SA and administered by Allianz Assistance, a trading name of AWP Assistance UK Ltd
- Worldwide family mobile phone insurance, administered by Likewize and underwritten by Aviva Insurance Limited
Before you start your application
Take time to read the Insurance Product Information Document (PDF - 283 KB) and the Insurance Policy Wording Booklet (PDF - 4.07 MB) for more detailed information about the policy before you continue. This is especially important if there are specific areas where cover is important to you to make sure this policy meets your needs.
Travel Insurance
If you, or anyone to be insured under the policy have any pre-existing medical conditions, you’ll need to declare these as soon as your account is open. Chubb will let you know if they can provide cover for these and if so, how much it’ll cost.
If you want to discuss pre-existing medical conditions before you apply, you can contact Chubb on 0800 519 8034.
Also, please note you or anyone to be insured under this policy won’t be covered if they’ve been diagnosed with a terminal condition, or if they’re travelling to obtain medical treatment against medical advice.
I understand that my personal data will be shared with Santander’s insurance providers so that they can provide me with the Santander Edge Explorer insurance benefits. This will include information you provide to us in your application such as your name, address and date of birth. We will also share with the travel insurance provider, Chubb, if you tell us that you or someone else insured under this policy has any pre-existing medical conditions. This is so that they can remind you to complete your medical screening.
Please see their privacy notices included in the Insurance Policy Wording Booklet (PDF - 4.07 MB) for full information on how they will use your data.
You’ll need to tell Chubb:
If in the last 5 years, you or any family member to be insured, has been diagnosed or treated for:
- Any circulatory condition, including stroke or high blood pressure, or
- Any form of diabetes, cancer or brain tumour, or
- Any heart related condition, including angina or heart attack, or
- Any psychiatric or psychological condition, including anxiety, stress or depression
If in the last 2 years, you or any family member to be insured, in relation to any diagnosed medical condition has:
- Stayed in hospital, had surgery, or seen a specialist or consultant, or
- Been prescribed medication, whether taking it or not, or
- Been under investigation or awaiting referral, treatment or results.
You do not need to tell Chubb about any undiagnosed medical conditions. (This includes any condition for which you or any family member to be insured under this policy are awaiting investigation, referral or results but where you have not been diagnosed with a medical condition by a Doctor/General Medical Practitioner.)
You’ll need to pay a £17 monthly fee to maintain this account.
We’ll take the fee from your account each month on the anniversary of the date you opened it. We’ll start charging this fee the month after you open the account. We’ll then do this every month until your account is closed. We’ll charge this fee even if you don’t use the benefits available with this account.
Please note that if you request an overdraft with this account, the amount we offer might be lower than the amount requested. We will ask you to confirm that you’re happy to go ahead before we open your account.
Important information:
If you’re applying on behalf of other applicants, you must have permission to act on their behalf, for example as Power of Attorney or Deputy. If this is the case, please make sure you use their details during the application. If you’d like to be registered to act on the accounts, complete our Power of Attorney registration form online or call 0800 414 8414 if you’re already registered.
During the application, you’ll be asked if you want to hear about products, services and offers that might be of interest. Please note, the preferences you select will apply to all applicants and will override any previous preferences given.
Before applying for this product you should consider any future changes to your financial circumstances that might impact your ability to maintain this account.
