Cash withdrawals are more expensive than purchases because you start paying interest immediately and will be charged a fee for each cash withdrawal. Overseas cash withdrawals or purchases incur additional charges to those made in the UK.
We don’t charge a monthly fee for this credit card and there is no balance transfer fee on any balance transfers made during the introductory period. We can change the fees (including the monthly fee and amending the balance transfer fees) and interest rates on your card. We'll let you know in advance if we plan to do this.
Any introductory rate we offer you starts from the date your account is opened.
For detailed information on fees and charges please read the Costs of Credit section in the Pre-Contract Credit Information and Condition 8 of the Credit Agreement.