Travel insurance

Santander customers get 30% discount when applying online for our award winning travel insurance

Apply online, or if you need to speak to someone for help with your application, please call Chubb on 0800 519 9921

Already have a policy? Take a look at our support pages

What you can get

 

 

"Yes"

Santander customers – get a 30% discount when you apply online

 

"Yes"

​​Rated 5 star for quality by Moneyfacts

 

 

"Yes"

Flexible cover - tailor your cover to suit you, with a range of optional extras for an additional cost

 

 

Types of travel insurance

Annual multi-trip or single trip policy

Are you planning a one off trip or going away more than once? We offer a choice of policies to suit your needs.
 

European or worldwide cover (excluding Cuba)

Cover depending on where you’re travelling to.  A worldwide policy gives you cover in destinations beyond Europe. It takes into account the higher costs of medical treatment. 

Optional cover extensions

We have several optional extensions including winter sports, cruise, golf and business cover. These are available at an extra cost.

Santander Travel Insurance includes

  • Unlimited medical expenses if you’re injured or are ill abroad
  • Up to £5,000 if you have to cancel or cut short your holiday. This may be because of circumstances you weren’t aware of when you took out the policy
  • Personal property of up to £2,000 (a single item limit of £300 applies) that is lost, stolen or damaged. You're not covered for money, passports or valuables left unattended (unless locked away)
  • Essential items of clothing, toiletries or medication of up to £200 if your bags are delayed by the airline or carrier for 12 hours or more
  • Overseas legal expenses up to £25,000 if your injury is caused by a third party
  • Travel delay payment of £20 (up to £250) for every 12-hour delay to public transport, including flight delays

What you’re not covered for

  • If you travel against your doctor’s advice, you must tell Chubb about your medical conditions. Please do this at the time you buy your policy or if you have any health changes before you travel
  • For travel to an area where the FCDO has advised against all travel or all but essential travel (except for cancellation claims)
  • Financial failure of your travel provider or organiser
  • A cancellation claim for illness without evidence
  • Valuables left unattended

Please read our travel insurance policy documents for the terms and conditions. These give full details of what’s covered, and any excesses and exclusions that may apply.

Make sure you’re covered for everything you need with optional extras, which you can get for an extra cost. These include:

  • winter sports
  • car hire excess (Europe only)
  • excess waiver
  • trip duration
  • hazardous activities
  • golf
  • cruise  
  • business. 

The online discounts apply to any optional cover extensions as well as your main policy.

Full details on these optional extras are available when you get a quote. 

Please read our travel insurance policy documents for the terms and conditions. These give full details of what's covered, and any excesses and exclusions that may apply.

Santander Travel Insurance is arranged, administered and underwritten by Chubb European Group SE (CEG). Chubb will provide you with a 'non-advised' service. This means that you’ll be given information to help you make your decision. Chubb won’t make a personal recommendation to you.

Terms and conditions

Please read our travel insurance policy documents for the terms and conditions. These give full details of what's covered, and any excesses and exclusions that may apply.

Quotations are subject to standard underwriting and acceptance criteria.

With Santander Travel Insurance, enjoy peace of mind on your adventures. You have the support you need when something goes wrong.

Chubb, the underwriter of Santander Travel Insurance, can cover for some pre-existing medical conditions. When you get a quote, you must declare all your medical conditions and medications. The same applies for everyone named on the policy.

If Chubb can't cover a particular condition, there are other options. Visit the Money and Pensions Scheme (MaPS) directory to find specialist travel insurance providers, or call 0800 138 7777, Monday to Friday, 8am to 6pm.

If you're an existing Santander Travel Insurance customer and want to see your documentation or make changes to your policy, you can log on to My Insurance

If you're a World Elite Mastercard customer, you'll receive a 40% online discount.

To make sure you get your discount you should apply on the World Elite Mastercard page

If you’re looking for travel insurance – you might want to consider our Santander Edge® Explorer current account 

It comes with worldwide cover, including winter sports, for you and your family.
 

It also includes:
 

  • 24/7 remote access to a UK GP for you and your family
  • UK and European breakdown cover
  • cover for you and your family’s mobile phones.
     

Plus, perks like cashback, and we won’t charge you for using your Santander Edge® Explorer debit card outside the UK. All of this for £17 a month. T&Cs and eligibility criteria apply.

Santander Edge Explorer current account

Santander Travel Insurance discounts for our:

Select customers

If you’re a Santander Select Banking customer, you’ll receive a 30% online discount.
To make sure you get your discount you should apply on the Select page

Private Banking clients

If you’re a Private Banking client, you’ll receive a 30% online discount.
To make sure you get your discount you should apply on the Private Banking page

Why choose Santander?

A picture of a gold Times Money Mentor award for best travel insurance winner, 2024

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If you take out a policy, Santander will receive commission from Chubb European Group SE (CEG) and this will be included in your premium.