Where can I earn cashback?

Earn cashback on household bills with the 1|2|3 Current Account, 1|2|3 Lite Current Account or Select Current Account

123 Lite Current Account

Is your supplier eligible?

From 27 October 2020 there will be changes to the amount of cashback offered on some Direct Debits. The search tool above shows potential cashback you could earn before 27 October 2020.

The below table shows the changes:

 

Household bills

From 27 October 2020

Household bills

Before 27 October 2020

1% cashback

Council tax bills

Mobile and home phone bills, broadband and paid-for TV packages

Santander monthly mortgage payments

Water bills

Council tax bills

Santander monthly mortgage payments

2% cashback

Gas and electricity bills

Santander Home Insurance premiums (policies administered and underwritten by Aviva Insurance Limited)

Santander Life Insurance premiums (policies administered and underwritten by Aviva Life & Pensions UK Limited) 

Gas and electricity bills

Santander Home Insurance premiums (policies administered and underwritten by Aviva  Insurance Limited)

Santander Life Insurance premiums (policies administered and underwritten by Aviva Life & Pensions UK Limited)

3% cashbackWater billsMobile and home phone bills, broadband and paid-for TV packages
123 Current Account Select


Earn cashback on your household bills and interest on your balance 

123 Light Current Account


Earn cashback on your household bills 

Important information

You must be over 18 and living permanently in the UK to apply for a 1|2|3 Current Account, 1|2|3 Lite Current Account or Select Current Account

  1. Monthly account fee: the account fee will be due even if you don’t qualify for cashback/interest benefits in a specific month.
  2. Funding your account: to benefit from cashback and interest you must pay in at least £500 a month. This isn’t a calendar month, it’s the month from the date you opened your account. Any interest and payments between Santander personal accounts you’re named on won't count towards the monthly funding amount. If you don’t meet the minimum monthly funding requirement you won’t receive any cashback or interest for that statement month, however your monthly account fee will still be charged/due. Please note that the 1|2|3 Lite Current Account does not pay interest.
  3. Cashback: cashback is paid automatically into your account each month just before your statement is sent, and we'll show you how much cashback you've earned in each category. A £5 cap is applied on the total cashback you can receive in this category.  Mortgage cashback applies to Santander UK plc mortgages. The cashback on water and council tax bills applies to rates in Northern Ireland. Santander has categorised all companies within eligible cashback categories as accurately as possible.
  4. Changes to how we pay cashback: From 27 October 2020 we’re updating the cashback that can be earned on our 1|2|3, 1|2|3 Lite, Select and Private Current Accounts. For more details visit our account changes page or our current account pages. Cashback is based on the date Direct Debits are collected and Direct Debit collection dates can vary, often for reasons out of our control. This could mean a Direct Debit isn’t collected within a statement period and so could be collected twice during the following statement period. This may have an impact on the amount of cashback you earn for that month due to the cashback cap.

Become a Santander Select customer:

Santander Select is a more personal banking service that provides you with priority servicing and exclusive products and offers. It’s available to you as long as you have a Select Current Account with us and you either:

  • pay your main income of at least £5,000 per month into a Select Current Account (excluding transfers from other Santander accounts)
  • or keep £75,000 in any Santander investment(s), savings or current account