Everyday Current Account Terms & Conditions

Everything you need to know before you change your account

Everyday Current Account

Key Facts Document and Terms & Conditions

We’ll email you copies, but you should read and consider these documents before you change your account (you can also print or save them). If you have any questions or need further information, please contact us. To see these documents, you may need to download Adobe Reader

We may carry out a credit check when you apply.

Please note, if you have a Basic Current Account you can’t change your account to the Everyday Current Account.


  • We’ll send your statements and other important information to your e-Documents section in Online Banking.
  • Once your account has been open for 24 hours you can ask to receive your statements and important information by post using Online Banking, in one of our branches or by phone.

If you are changing the account on behalf of other applicants you must have their authority to act on their behalf.
Before changing to this product you should consider any future changes to your financial circumstances that may impact your ability to manage this account.