Business Current Accounts

About Santander UK

Helping our customers at the moments that matter most

Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.

H1-25 Overview

14 Million

active customers

£167.2bn

mortgage stock  
(Dec-24: £167.2bn)

53%

cost-to-income ratio 
(H1-24: 56%)

2.26%

Banking NIM
(H1-24: 2.08%)

7 million

digital customers

OneApp

rated 4.7+ stars out of 5

£764m

profit before tax
(H1-24: £804m)

14.9%

CET1 capital ratio  
(Dec-24: 14.8%)

UK wide

branch network
 

Two new Work Cafés

in Cheapside and High Street Kensington

Improving Retail NPS

Ranked 5th with an improving score

1.33%

stage 3 ratio  
(Dec-24: 1.40%)

Factsheet

Download our H1-25 factsheet (PDF - 162 KB)

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