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Working Capital Loans

MH_Working Capital Loans

Flexible finance when you need it
We've teamed up with Kabbage, a technology provider based in the US, to help you to get an approved limit between £2,000 and £100,000 in minutes. Our Working Capital Loans are designed to support UK based private limited companies or limited liability partnerships. You'll be able to apply if your business has been trading for 6 months or more, and has a minimum annual turnover of £12,000.

You could get an approved limit in minutes with no obligation or cost
You can apply using our simple online application. We just need some details about you and your business to be able to make a lending decision based on your real business performance.

Access your funds whenever you need them
Our Working Capital Loans are designed to help manage your cash flow, whether it's for expenses, buying inventory, marketing or anything else you need to run and grow your business. You'll be able to take out individual loans from £500 up to your approved limit as often as once a day, reassuring you that the funds are there ready for when you need them. This is providing you meet our affordability criteria at the time you enter into the loan agreement. There's no cost or obligation until you take out a loan. We may increase or reduce your approved limit from time to time as part of ongoing reviews of your account.

  • 24/7 online access to your money - it can take anywhere from minutes up to 24 hours to receive the funds

  • Only pay for the loans you take out - we'll let you know how much you'll pay each time, you'll repay each loan over 6 months

  • No early repayment fees - you'll repay each loan over 6 months, so you could repay early and save

Managing your account
Our Working Capital Loans are paperless and managed online. Simply log on to your online dashboard to view your approved limit, take out loans and much more. If you're an existing Santander customer, the online dashboard will be separate to your Santander Online Business Banking.

All lending is subject to status, availability and lending criteria. The right to decline any application is reserved 

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