Borrowing and finance
Grow your business with financial support
Overdrafts
Great for quick, short-term financing
- Short-term financing to help with any unexpected costs
- Borrow from £500 up to £25,000
- Repayable on demand and reviewed annually
Business Cashback Credit Card
A flexible way to manage business spending and keep your cash flow moving
- Earn 1% cashback on your day-to-day business spend
- No foreign transaction fees on stuff you buy abroad when paying in the local currency
- 23.7% APR Representative (variable). An annual fee applies
- Add extra cards for free
Bounce Back Loan Scheme (BBLS)
The Bounce Back Loan Scheme (BBLS) is closed. For information on managing Pay as you grow (PAYG) options, and repaying your loan, see our Bounce Back Loan Scheme page
Business loans
If you’re an existing small business loan customer you can repay all or part of your business loan any time. Early repayment charges may apply. To find out more call us on 0330 123 9860. Lines are open Monday to Friday 8am-8pm and Saturday 8am-2pm.
Recovery Loan Scheme (RLS)
The Recovery Loan Scheme closed on 30 June 2024. It has been replaced by Growth Guarantee Scheme which is only available to eligible Corporate and Commercial Banking customers. If you’re a Business Banking customer, we can support you through the other borrowing options we offer.
We provide a range of products and support for lending of up to £25,000 with us for UK-registered businesses with simple banking needs and up to 2 directors, owners (shareholders) or partners.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.