Budget planning


Budget planning doesn’t have to be complicated.

You may not have looked at doing a budget planner before, but it could be your first step to getting back on track with your finances. It is also a good tool to use regularly to see how much money is going in and out, and make sure you keep up with any regular payments.

By using a budget planner, you could:

  • See where you might be able to cut costs and save money
  • Prepare for the future and meet your financial goals
  • Reduce or consolidate any debt

Completing a budget planner will also help us to give you more personalised support if you wish to share and speak with us.

We have 2 budget planner options for you depending on your circumstances 

Before you start, get as much information ready as you can. Things like bank statements and bills will help you get the details you need to put into the budget planner more accurate.

Quick Budget Calculator

A simple and easy tool to help you get a clearer view of your incomings and outgoings. We won’t keep any of the information you enter.

Why should you choose the Budget Calculator?

  • If this is the first time you’re considering budgeting.
  • If you want an anonymous review of your finances just for you.
  • If you want a summary of your finances in 5 minutes.

Use calculator

Detailed Budget Planner with MyFinances 

An in-depth review of your finances to help us understand your circumstances and how we can help. Please call the Financial Support team on the number below to get started. Before you call, it would be great if you could have your income details and a breakdown of your average monthly outgoings. This should include any other debt and financial commitments you may have.

Why should you choose the Budget Planner?

  • If you’ve missed a payment (in arrears) or you think you may miss one soon.
  • If you want to speak to us as you’re worried about money.
  • If you’ve already been in touch with us but your circumstances have changed.

Call 0800 085 1479

If you’ve recently completed our detailed budget planner (MyFinances), here’s what to do next:

Get in touch

We can discuss your payment options using your completed budget planner to give you personalised help

Ways to cut your spending

See how to reduce your spending with our top tips

Independent help & support

Speak to one of our partners who offer free financial advice

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