Becoming a homeowner for the first time is one of life’s milestones and for most of us buying a home will be the most expensive purchase we’ll ever make.
You’ve decided that you’d like to buy your first home but all of the places you’ve looked at seem out of your reach.
A mortgage is a loan that uses a property as security for the lender. Different lenders offer different rates and types of mortgage, but all mortgages have a few things in common
Before applying for a mortgage find out whether you qualify and how much you may be able to borrow as well as some of the costs.
Getting started with the search for your own home means knowing what you want from both a property and the surrounding area.
When you've found your perfect home it's time to work with a solicitor or conveyancer on all the legal details of buying.
You can apply in a branch or by phone. There are a few key things to know about here, including valuations and surveys.
You’re nearly there. In this section we look at the final part of the journey which includes the mortgage offer and contracts.
Take care of the vital details as you get ready to move into your first home.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
All applications are subject to status and our leading criteria. This means that the ammount we will lend you will not depend on your individual circumstances, the type of property and the ammount you borrow. For example, we nay require a higher deposit if you are buying a flat or a new built property.