Xero accounting software
More doing the thing, less doing the paperwork
Get a free Xero accounting software subscription for 6 months and a £200 gift card.

Get 6 months Xero for free and a £200 gift card
of your choice
Good to know
- These offers are for new Xero customers only.
- After the free period, you’ll pay for your plan unless you cancel.
- T&Cs apply. Offer can be withdrawn at any time.
- Read our ‘frequently asked questions’ to see how to get started.
This offer is only available to Business Current Account – Classic customers.

What Xero can help you do
Xero keeps your finances in one place so you can spend less time on admin and more time on your business.
- Xero also supports Making Tax Digital (MTD), so you can manage your tax returns more easily.
With Xero, you can
- create and send invoices
- keep track of cash flow and business spending
- capture bills and expenses
- get a clear, up-to-date view of your finances
- stay on top of tax obligations, including Making Tax Digital (MTD).
Connect your Santander account to Xero
When you connect your Santander account to Xero, your transactions can flow in automatically each working day. That means you can:
- see your latest transactions in one place
- reconcile faster and reduce manual admin
- keep your records more up to date
- stay closer to your real-time cash position.
Choose tools that fit your business
Every business is different. Xero lets you build what you need. You can:
- pick a plan that suits your business size and needs
- add tools like payroll, expenses or project tracking
- connect with Worldpay and other apps
Frequently asked questions
How to get started
- Log in to our Mobile Banking app.
- In the menu choose 'Beyond Banking offers'.
- Choose ‘Accounting with Xero’.
- Follow the steps to sign up with Xero.
- Use the business email address registered to your Business Current Account – Classic.
- Xero will guide you through the rest.
- Xero is a third-party accounting software provider.
- You should consider whether the product meets your business needs before subscribing.
- The incentive should not be viewed as a recommendation to purchase or continue using Xero.
- This offer is provided by Xero. If you choose this offer, you’ll make a separate agreement directly with Xero.
- You’ll need to accept Xero’s own terms and conditions for the products and services they provide.
- Eligibility criteria and terms and conditions apply.
- The offer cannot be used with any other Xero plan offer.
- Once you’ve signed up if you have any queries or need help from Xero, please visit their support page
- The offer is for new Xero customers only.
- Available on all Xero plans:
- Simple
- Ignite
- Grow
- Comprehensive
- Ultimate.
- After the 6-month free period ends, your subscription will continue and you'll be charged unless you cancel with Xero.
- You’ll need to give Xero one month’s notice to cancel your subscription.
- Terms and conditions apply. Offer can be withdrawn at any time.
- To qualify for the £200 gift card, you must:
- be on a paid Ignite, Grow, Comprehensive or Ultimate plan with Xero when the free period ends (month 7). The Xero Simple plan is not included with this offer
- connect your Santander account to Xero within 7-months of signing up.
- There’s no cash alternative to the gift card.
- You can only redeem your £200 gift card in a single transaction.
- Choose your gift card from 10 leading providers, including Amazon, John Lewis & Partners, Sainsbury's UK. Full gift card details are available on Xero’s website.
- If you choose the Xero Simple plan at the end of the free period, you will not be eligible for the £200 gift card offer.
- Customers will receive an email from Xero within 10 days of the first paid monthly payment being collected (month 7). The email will contain access to a link to redeem the £200 gift card. There’s no cash alternative to the gift card. Please check your junk or spam mailbox if you can’t find the email in your inbox.
- You must redeem the gift card within 30 days from the date of receiving the redemption email. After this time, the promotional link will expire and won’t be replaced.
- Terms and conditions apply. Offer can be withdrawn at any time. Full gift card details are available on Xero’s website.
Any gift card is provided as a business account promotional incentive. The recipient is responsible for determining and accounting for any tax liability arising from receipt or use of the gift card. Neither Santander nor Xero provides tax, accounting or legal advice. Recipients should seek independent professional advice where required.
You can link your Xero account to your Worldpay dashboard to make payments automatic and match them with your records more easily. Follow the step-by-step guide in this article to set it up.
About Xero
Xero is a separate company from Santander UK Plc and the Santander Group.
If you sign up:
- Xero will manage your data under its own terms and privacy policy
- Xero will pass details back to Santander regarding the status and outcome of the referrals.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.


