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Regular eSaver

Summary Box

Account name   Regular eSaver (Issue 5)
What is the interest rate?
Tier AER/Gross (fixed) for the first 12 months from account opening
Regular eSaver Regular eSaver for 1|2|3 World or Santander Select customers
£1+ 2.50% 5.00%

Interest is calculated daily and added to this account annually.

Can Santander change the interest rate?
No, the interest rate is fixed during the term.
What would the estimated balance be after 12 months based on a £2,400 deposit?
Account name Interest earned Balance after 12 months
Regular eSaver £32.16 £2,432.16
Regular eSaver for 1|2|3 World or Santander Select customers £64.33 £2,464.33

Estimate assumes that the account is opened on 1st March, funded with £200 on 2nd March and a further £200 on the 2nd of every month thereafter and no change to interest rates.
At the end of term
We’ll contact you around 14 days before maturity to tell you your options. If we don’t hear from you we will transfer your account to an Everyday Saver, currently paying 0.10% AER/Gross (variable) for balances of £1+.

Estimated balance of Everyday Saver after 12 months:
Maturing account balance transferring to Everyday Saver Interest earned Everyday Saver balance after 12 months
Regular eSaver - £2,432.16 £2.43 £2,434.59
Regular eSaver for 1|2|3 World or Santander Select customers - £2,464.33 £2.46 £2,466.79

Estimates assume no further deposits or withdrawals are made and no change to interest rates.
These illustrations are only examples and don’t take into account individual circumstances.

How do I open and manage my account? To open the account you must be:

  • a UK resident, maximum one account per customer, account can only be held in single name;

  • aged 16 or over;

  • signed up or are going to sign up for Online or Mobile Banking; and

  • a Santander current account customer, not available to 1|2|3 Mini account in Trust customers.

To be eligible for the higher interest rate you must be a 1|2|3 World or a Santander Select customer at point of opening.


  • Log on to Online Banking and apply.

  • Visit any Santander branch.

There is no minimum monthly deposit. You can save up to a maximum of £200 each month for 12 months by standing order from your Santander current account.

You can make any number of payments via standing order and you don’t  have to make a deposit every month. The amount can vary each month, provided the monthly limit isn’t exceeded.

Your month is calculated by the date that you open your Regular eSaver, e.g. you open the Regular eSaver on the 16th of a month, your month will run from 16th of one month to the 15th of the next month.

Standing orders are only processed Monday to Friday. If your standing order falls on a weekend or bank holiday your payment will be made on the next working day, if this is the last day of the month your payment won’t reach us until the following month.

If you don’t fund the account from your Santander current account or if you deposit more than £200 in any month, Santander reserve the right to revert your account into an Everyday Saver.

Manage the account

  • Online and Mobile Banking.

  • Statements are issued annually in April in Online Banking only.

Can I withdraw money?

Yes, withdrawals can be made at any time by transfer to your Santander current account in Online and Mobile Banking.

If you make a withdrawal and then pay it back in, it will count towards your £200 monthly limit.

Additional information You can cancel the account within 14 days of opening and your money will be returned in full with interest. 

 The Regular eSaver is subject to availability. Rates and information correct as at 3 April 2017.

Please read the full product details and terms & conditions before applying. Other accounts
 are available; see our savings account range to find out more.


Need a helping hand? Use Send Me the Link to send yourself our mobile apps, videos, guides, & factsheets

Send me the link allows you to send yourself links for our mobile apps, videos, guides, & factsheets which can help you with your Online & Mobile Banking needs. Access Send Me the Link here.

Online Banking
Secure, 24/7 banking. Make payments in, view statements and much more. For more information find out more.

Watch our Online Banking video to learn more.
Mobile Banking
Bank from anywhere using our apps. For more information find out more.

You can see the interest rate on your savings account in the mobile app - just click on the account when you're in the app.

Watch our Mobile Banking videos to learn more.

Get the app 

Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. When you set up account alerts we send you a text, email or both when it happens, for example if your balance goes above or below a certain amount. Learn how to set up alerts 

Find out more
Online Banking
Mobile Banking
Account Alerts
Our video playlist

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

To view these documents, you may need to download Adobe Reader.

Please read full product details and terms & conditions before applying.

 You can apply for the Regular eSaver account if you:

  • are at least 16 years of age

  • are a UK resident

  • are signed up or are going to be signed up for Online or Mobile Banking

  • hold a Santander current account, not available to 1|2|3 Mini account in Trust customers

  • Don't already hold a Regular eSaver with Santander

To get the higher rate on the Regular eSaver you must also be a 1|2|3 World or Santander Select customer.

A Santander 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts, 1|2|3 Credit Card (including additional card holders) or the 1|2|3 Mini Account (in Trust). Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer. Find out more about 1|2|3 World

To join Santander Select you must have a current account with Santander and meet one of the following criteria: pay your main income of at least £5,000 per month into a Santander current account (excluding transfers from other Santander accounts), or maintain £75,000 in any Santander investment(s), savings or current account, or have a property worth at least £500,000 with a Santander mortgage. Find out more about Santander Select.

Apply Online

Already have Online Banking?
If you're registered for Online Banking you can apply in just a few clicks. Log on and you'll see the 'Apply Online' section on the right hand side of the screen. Click ‘Savings’ to start your application. Log on to apply

Not set up for Online Banking yet?
If you’re not set up for Online Banking and you are a Santander customer with a qualifying current account, you’ll need to have your most recent card or account details handy, along with your mobile phone. Sign up for Online Banking

Apply in Branch

Find your nearest branch or call 0800 085 1553 to make an appointment. Lines are open 8am to 9pm Monday-Friday and 8am to 4pm Saturday.

Rates and information correct as at 3 April 2017.

Frequently asked questions

  • To find your savings interest rate you can use our Interest Rate Finder


    If you hold a Fast Access, SIPP Fast Access, Special Reserve, Cash ISA (TOISA), Retirement Investment Account (ANRIA), Santander Shareholder Account, Treasurers Instant Saver or Charity Investment Account, details of your interest rates can be found here (pdf) 

  • We're sorry to hear that you are thinking about closing your savings account or cash ISA. Please send a secure message through your online banking, visit your local branch or call 0800 9 123 123. Lines open 7am to 9pm Monday to Saturday and 8am to 9pm Sundays.

  • Can't find what you are looking for? More help can be found at on the Savings FAQs page.

AER explained
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.

Gross rate explained
The gross rate is the interest rate we pay where no income tax has been deducted.

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