You are in

Compare our range of current accounts

With a selection of current accounts available, you're sure to find the one that's right for you

Use our comparison table to check the different features of the accounts. The 'Find out more' link takes you to more information and ways to apply.

 

1|2|3 Current Account

(18yrs or over)

1|2|3 Lite Current Account

(18yrs or over)
 

Everyday Current Account

(18yrs or over)

Choice Current Account

(18yrs or over)

Basic Current Account ***

(16yrs or over)

Cashback
(on selected household bills paid by Direct Debit)

Yes

Yes No No No
Interest earned on balance*

Yes

No No No No
Eligibility criteria to receive cashback &/ or interest Pay in £500 a month, set up at 2 active Direct Debits Pay in £500 a month, set up at 2 active Direct Debits, log on to Online or Mobile Banking at least once every three months

n/a

n/a

n/a

Current Account Switch Service Yes Yes Yes Yes Yes
Visa debit card Yes Yes

Yes  

Yes

Top-up debit card

Cash card

Chequebook Yes Yes Yes

Yes

No

Monthly funding

Yes

At least £500 per month

 Yes

At least £500 per month

No No No
Monthly account fee

Yes

£5

Yes

£1 

No

Yes

£10

No
Arranged Overdraft Yes Yes  Yes

Yes

No
Arranged Overdraft Usage Fee

Yes

Below £2,000
£1 a day

£2,000 to £2,999.99
£2 a day

£3,000 and over - £3 a
day

 Before 9 January 2017:
£1 per day

Yes

Below £2,000
£1 a day

£2,000 to £2,999.99
£2 a day

£3,000 and over - £3 a
day

Before 9 January 2017:
£1 per day

Yes

Below £2,000
£1 a day

£2,000 to £2,999.99
£2 a day

£3,000 and over - £3 a
day

 Before 9 January 2017:
£1 per day

Yes

£1 per day (capped at 20 days)

No
Unarranged Overdraft Usage Fee

Yes

£6 per day

Yes

£6 per day

Yes

£6 per day

No** No
Paid & Unpaid Transaction Fee (per transaction) No No

Yes

£10 Paid / £10 Unpaid Transaction Fee

No No
Full details and ways to apply Find out more Find out more Find out more Find out more Find out more

*Interest is paid on entire balance up to £20,000.

**If you have an Arranged Overdraft on your Choice Current Account and you go beyond your limit we will continue to charge you the Arranged Overdraft Usage Fee.

***Available to customers legally resident in the European Union.

On accounts where we pay interest, you'll receive interest gross, with no income tax deducted. Take a look at our information pages to learn more

Our overdraft fees on some of our accounts are capped and different caps may apply. You can find out more by following the relevant 'find out more' link.

Please note: Visa debit card, chequebook and Arranged Overdrafts are subject to status.

Compare our overdraft fees
 

Our student and graduate accounts are available to customers who are studying (or have just finished studying) with a higher education provider in the United Kingdom.

Use our comparison table to check the different features of the accounts. The 'Find out more' link takes you to more information and ways to apply.

 

1|2|3 Student
Current Account
 

(18yrs or over)

1|2|3 Postgraduate
Current Account
 

(19yrs or over)

1|2|3 Graduate 
Current Account
 

(19yrs or over)

International Student
Current Account
 

(18yrs or over)

Free 4-year
16-25 Railcard
Yes* No No No
Interest earned on balance Yes** 

minimum of £500 each academic term to receive interest

Yes** Yes** Yes
Current Account Switch Service Yes No No No
Visa debit card Yes Yes Yes Yes
 Chequebook Yes Yes Yes No
Funding requirement

Yes

£500 per term

Yes

main form of income

Yes

funded by salary

Yes

£50 per month to receive interest

Monthly account fee No No No

Yes

£5 per month

Arranged Overdraft Yes Yes Yes No
Arranged Overdraft Usage Fee No No No No
Unarranged Overdraft Usage Fee

Yes

£5 per day (capped at 10 days)

Yes

£5 per day (capped at 10 days)

Yes

£5 per day (capped at 10 days)

No
Paid & Unpaid Transaction Fee
(per transaction)

Yes

£5 Paid / £10 Unpaid Transaction Fee

Yes

£5 Paid / £10 Unpaid Transaction Fee

Yes

£5 Paid / £10 Unpaid Transaction Fee

Yes

£10 Unpaid Transaction Fee
 ONLY

Full details and ways to apply  Find out more  Find out more  Find out more  Find out more

*To be eligible for the Railcard you must register for Online Banking.

**Interest paid on entire balance up to £2,000 when you have at least £100 in your account.

From 6 April 2016, on accounts where we pay interest, you'll receive interest gross, with no income tax deducted. Take a look at our information pages to learn more

Our overdraft fees on some of our accounts are capped and different caps may apply. You can find out more by following the relevant 'find out more' link.

Please note: Visa debit card, chequebook and Arranged Overdrafts are subject to status.

Use our comparison table to check the different features of the accounts. The 'Find out more' link takes you to more information and ways to apply.

 

1|2|3 Mini Current Account
 

(11-18yrs)

1|2|3 Mini Account (in Trust)
 

(0-10yrs)

Interest earned on balance Yes*

Yes*

Arranged Overdraft No No
Visa debit card

Yes

No
Chequebook No No
Monthly funding No No
Monthly account fee No No
Arranged Overdraft Fees No No
Unarranged Overdraft Fees No No
Paid & Unpaid Transaction Fee
(per transaction)
No No
Full details and ways to apply Find out more Find out more

*Interest paid on entire balance up to £2,000 when you have at least £100 in your account.

From 6 April 2016, on accounts where we pay interest, you'll receive interest gross, with no income tax deducted. Take a look at our information pages to learn more

To compare our range of children's savings accounts visit our savings compare page.

A 1|2|3 Mini Account (in Trust) must be opened on behalf of the child and not by the child themselves. To open a 1|2|3 Mini Account (in Trust) you (the trustee) must hold a Santander personal current account.

Please note: Visa debit cards are subject to status.

 

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.