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Basic Current Account

Why choose the Basic Current Account?
With the no-frills Basic Current Account you can pay your bills by Direct Debit and standing order and get a cash card for use in any of our cash machines.

Although you won't get an Arranged Overdraft facility, a chequebook, Visa debit card or earn interest on your balance; you will benefit from the following:

  • Easy access to your money with a cash card at any Santander UK or LINK cash machines and, for withdrawals of £300 or more, you can use any Santander UK branch.

  • Pay in - pay your salary or other income into your bank account using automated payments.

  • Pay out - pay your bills straight out of your account each month with standing orders and Direct Debits.

  • Monthly statements - helping you keep track of your balance.

Please read full product details and terms & conditions before applying.

Switching - You cannot switch to the Basic Current Account. If you are looking to switch a current account to Santander you may want to consider one of our full facility accounts.


Please read the full product details and terms & conditions before applying. Other
accounts are available; see our current account range to find out more.


You choose how you bank with us.

Online Banking
Secure, 24/7 banking. Make payments, view statements and much more.

Mobile Banking
Bank from anywhere using our apps or by using
Text me the app

Telephone Banking
24/7 banking by phone. Speak to us during the day and in the evenings or use our automated service any time of day. Call us on 0845 9 724 724.

Branch - visit one of our branches nationwide. Find your nearest branch.

Cash machines
You can do more than just withdraw cash at our cash machines. For example, pay money or cheques in, pay bills and lots more.

Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. By setting up the alerts you want in Online Banking we can send you a text or email when it happens - such as when your balance goes above or below a certain amount.

Mobile to mobile payments
With Paym you can send and receive payments quickly and securely using just a mobile number.

Find out more
Online Banking
Mobile Banking
Telephone Banking

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

To view these documents, you may need to download Adobe Reader.

How to apply:
You can apply at your local Santander branch. Remember, you'll need to bring some proof of your name and address. Or call us on 0800 068 6069.

You can apply for the Basic Current Account if you:

  • are aged over 16.

  • live permanently in the UK.

  • don't already hold a Santander current account