You are in

Basic Current Account

Why choose the Basic Current Account?
With the no-frills Basic Current Account you can pay your bills by Direct Debit and standing order and get your salary or other income paid in to the account.

 You will also be able to:

  • Use a Post Office counter to withdraw cash and check your balance (up to 2 transactions per day maximum)

  • Access your money with a cash card at any Santander UK or LINK cash machine

  • Visit a Santander branch to take money out, pay money in, or transfer funds

  • Manage your account easily with monthly statements, free text and email alerts, and online and telephone banking

Please read the Key Facts Document and terms and conditions before applying.

We won’t offer you an Arranged Overdraft, cheque book, Visa debit card or pay interest on your balance.

Switching - you cannot switch to the Basic Current Account. If you are looking to switch a current account to Santander you may want to consider one of our other current accounts.


Please read the full product details and terms & conditions before applying. Other
accounts are available; see our current account range to find out more.



You choose how you bank with us.

Online Banking
Secure, 24/7 banking. Make payments, view statements and much more. For more information find out more.

Watch our Online Banking videos to learn more.

Mobile Banking
Bank from anywhere using our apps or by using For more information find out more.

Watch our Mobile Banking videos to learn more.

Text me the app

Telephone Banking
24/7 banking by phone. Speak to us during the day and in the evenings or use our automated service any time of day. Call us on 0800 9 123 123.

Branch - visit one of our branches nationwide. Find your nearest branch.

Cash machines
You can do more than just withdraw cash at our cash machines. For example, pay money or cheques in, pay bills and lots more.

Post Office
You can use Post Office branches to make cash withdrawals, balance enquiries, cash deposits and cheque deposits.

Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. When you set up account alerts we send you a text, email or both when it happens, for example if your balance goes above or below a certain amount. Learn how to set up alerts

Mobile to mobile payments
Send and receive payments quickly and securely using just a mobile number with Paym.

Find out more
Online Banking
Mobile Banking
Telephone Banking
Post Office
Our video playlists

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

To view these documents, you may need to download Adobe Reader.

Important Information
You may need to post us identification that:

  • Provides proof of your name (e.g. valid passport or driving licence) and

  • Provides proof of your address (e.g. council tax bill/ tenancy agreement.

A full list of acceptable identification can be found here. 

If you're unable to provide ID as detailed in the above document and would like to discuss alternative options please visit a branch.

You can apply for the Basic Current Account if you:

  • are 16 years of age or over

  • live in the UK permanently

  • do not already hold a Santander Basic Current Account

If you meet the conditions and can provide the required ID, you can apply for your account online today.

Alternatively, you can apply by phone. Just call us on 0800 068 6069
Lines are open 8am to 9pm Monday to Friday, and 8am to 4pm Saturday.

Or you can pop into your local branch: Find your nearest branch

Before applying, please make sure you read the full details and terms & conditions.


Apply now