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Accounts for children

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1|2|3 Mini Current Account

Under 18 accounts

Take your first steps to financial independence

11-18 year olds can take their first steps to financial independence. With the 1|2|3 Mini Current Account children and young adults can manage their own money in their own account and earn interest along the way.

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1|2|3 Mini Account (in Trust)

Get a head start on saving

Open an account in trust for children aged 0-10. You can start putting money to one side for the child and have the option to hand control of the account over from age 11. The 1|2|3 Mini Account (in Trust) helps you get a head start on saving.

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Frequently asked questions

  • To transfer your child's 1|2|3 Mini Account (in Trust) to a 1|2|3 Mini Current Account, simply visit your local branch with your child and the relevant ID (take a look at our guide to identity documents if you're not sure what to bring).

  • You can use your Santander debit card abroad to make purchases and to withdraw local currency from cash machines as and when you need it. Simply look for the Visa sign, and feel secure knowing that it's a safer option than carrying large amounts of cash or traveller's cheques.


    If you’re a cash card customer you can use your card to withdraw local currency from cash machines abroad wherever you see the Cirrus sign. Charges may apply. For full details please see the General Terms & Conditions


    For further peace of mind, please tell us about your travel arrangements using Online Banking (go to 'Use card abroad' in 'Account services'), your nearest Santander branch  or by calling us on 0800 9 123 123 (lines are open 7am to 9pm Monday to Saturday and 8am to 9pm on Sunday). We will continue to monitor your account for fraud and unusual transactions whilst you’re abroad. We'll attempt to contact you if we detect unusual activity, make sure we have up to date contact details for you before you travel. If you keep your mobile phone with you, you'll be able to confirm genuine transactions as soon as we contact you. Also, remember to make a note of our phone number from the back of your card, if you notice any unusual transactions or your card is lost or stolen, let us know as soon as possible.

  • Can't find what you are looking for? More help can be found at on the Current Account FAQs page.

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