If you've yet to open your first bank account, we offer 2 great ways to get started.
From 6 April 2016, interest is received gross, with no income tax deducted. Take a look at our information pages to learn more
Take your first steps to financial independence
11-18 year olds can take their first steps to financial independence. With the 1|2|3 Mini Current Account children and young adults can manage their own money in their own account and earn interest along the way.
Get a head start on saving
Open an account in trust for children aged 0-10. You can start putting money to one side for the child and have the option to hand control of the account over from age 11. The 1|2|3 Mini Account (in Trust) helps you get a head start on saving.
To transfer your child's 1|2|3 Mini Account (in Trust) to a 1|2|3 Mini Current Account, simply visit your local branch with your child and the relevant ID (take a look at our guide to identity documents if you're not sure what to bring).
You can use your Santander debit card abroad to make purchases and to withdraw local currency from cash machines as and when you need it. Simply look for the Visa sign, and feel secure knowing that it's a safer option than carrying large amounts of cash or traveller's cheques.
If you’re a cash card customer you can use your card to withdraw local currency from cash machines abroad wherever you see the Cirrus sign. Charges may apply. For full details please see the General Terms & Conditions
For further peace of mind, please tell us about your travel arrangements using Online Banking (go to 'Use card abroad' in 'Account services'), your nearest Santander branch or by calling us on 0800 9 123 123 (lines are open 7am to 9pm Monday to Saturday and 8am to 9pm on Sunday). We will continue to monitor your account for fraud and unusual transactions whilst you’re abroad. We'll attempt to contact you if we detect unusual activity, make sure we have up to date contact details for you before you travel. If you keep your mobile phone with you, you'll be able to confirm genuine transactions as soon as we contact you. Also, remember to make a note of our phone number from the back of your card, if you notice any unusual transactions or your card is lost or stolen, let us know as soon as possible.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.