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Current Accounts

A range of bank accounts designed to meet our customers' needs

With our wide range of current accounts we have something to suit you, and our hassle-free switching service makes it easy to move your current account to Santander.

1|2|3 Current Account

123 Current Account

Cashback on household bills and interest on your balance

The 1|2|3 Current Account pays you cashback on selected household bills and interest on your balance for £2 a month. Try our 1|2|3 Calculator to see what it means for you.

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Everyday Current Account

Everyday Current Account

Everything you need for your day to day banking

No monthly account fee and a Visa debit card. You can have your income paid in, pay bills and apply for an Arranged Overdraft facility (subject to status).
 

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Choice Current Account

Choice Current Account

Control your overdraft fees

For a £10 monthly account fee the Choice Account makes sure you are not charged for any Unarranged Overdraft fees. 

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Basic Current Account

Basic Current Account

Banking made simple

With no overdraft, no Visa debit card and no monthly account fee, this account only lets you spend the money you have. You can have your income paid in, pay bills and withdraw money using the cash card.
 

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1|2|3 Mini Accounts

Under 18 accounts

Accounts for children and young adults

Our unique 1|2|3 Mini Accounts are designed to offer flexible and adaptable banking, in a safe and controlled way. The 1|2|3 Mini Account (in Trust) can be held for children aged 0-11 and the 1|2|3 Mini Current Account is for 11 to 18 year olds to manage themselves.

 

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Student and Graduate Current Accounts

Accounts for students in higher education
A range of student and graduate accounts, including our 1|2|3 Student Current Account with a free 4-year Santander 16-25 Railcard.

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Compare our range

To help you make your decision, you can compare all of our accounts here.

Compare all accounts

Frequently asked questions

  • Call us immediately on 0800 9 123 123 so we can put a stop on your debit card. Lines are open 24 hours a day, 7 days a week.

    If you're abroad dial +44 1908 237 963.

    View call charges

  • The easiest way to change your address and contact details (including your telephone number and email address) is to do it via Online Banking. It will be changed instantly.

    If you have a joint account you can only change your own name and/or address within Online Banking. If both names and/or addresses need to be changed, both account holders must log on to their own Online Banking and change their own details.

    You can also change it by telephone or in branch.

    1. Online Banking (instant):

      Log on and update your details instantly from within the "My Details & Settings" tab.

      • Choose 'Change personal details' from the left hand menu and then click 'Change address'.

      • Enter your new details (including postcode) and follow the onscreen instructions.

      • Please note: You will need to enter a One Time Passcode (OTP) to complete this change, so make sure you have your mobile phone to hand.

    1. By telephone (for current account and savings customers):
      • Call our Telephone Banking line on 0800 9 123 123. Lines open 7am to 11pmMonday to Saturday and 8am to 10pmSundays.
    1. In branch:
      • Complete a change of details form by

        • Printing off and completing the Change of details form *

        • Requesting a copy of the form by calling us on 0800 9 123 123. Lines open 7am-11pm Monday to Saturday and 8am-10pm on Sundays.

        • Collect a form from your local branch.

      • Take the form to your local branch together with relevant account documentation:

        • Your cash card, passbook or certificate and;

        • Signature bearing identification such as a full UK driving licence or valid EEA passport (this includes UK passport).

    If you would like to discuss our identification requirements please call us on 0800 9 123 123 and we will be happy to help. Lines open 7am to 11pm Monday to Saturday and 8am to 10pmSundays.

    Important information for customers with alerts: If you have Account alerts set up on your account and you want these to be sent to your updated telephone number and/or email address, then you will need to amend your alerts via the 'Account Services' tab in Online Banking as they are not automatically updated when you change your details.

    * To open these documents you will need to have Adobe Reader. If you don't already have Adobe Reader you can download it for free

  • You can use your Santander debit card abroad to make purchases and to withdraw local currency from cash machines as and when you need it. Simply look for the Visa sign, and feel secure knowing that it's a safer option than carrying large amounts of cash or traveller's cheques.

     

    If you’re a cash card customer you can use your card to withdraw local currency from cash machines abroad wherever you see the Cirrus sign. Charges may apply. For full details please see the General Terms & Conditions

  • Switching to Santander is hassle free and can be completed in just 7 working days.

     

    If you don’t already have a Santander Current Account, you can apply online, in a branch or by calling us on 0800 068 6069. We will ask you during the application if you want to switch an account you hold elsewhere to Santander.

     

    If you’re an existing customer we can also arrange to switch a current account you hold elsewhere to your existing Santander current account. Simply visit your local branch or call us on 0800 068 6069.

     

    For your peace of mind our switcher service is 5 star rated by Defaqto and it is backed by the Current Account Switch Guarantee.

     

    Lines are open 8am to 9pm Monday to Friday and 8am to 4pm Saturdays.
    View call charges

     

     

  • If your existing account is not meeting your needs, please go into one of our branches to discuss this with an advisor in more detail. We may have an alternative account that will be more suitable for you. Find your nearest branch

  • Can’t find what you are looking for? Find more on the current account FAQs page.

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