All in One Credit Card Everyday Credit Card Zero Credit Card World Elite™ Mastercard®
(available to Santander Select and Private customers only)
Card Design      
0% on balance transfers1 39 months from the date of account opening 30 months from the date of account opening Not applicable 18 months from the date of account opening  
0% on purchases1 6 months from the date of account opening 30 months from the date of account opening Not applicable 18 months from the date of account opening  
Balance transfer fee1
(during introductory period)
0% 2.75% 3%  0%
Balance transfer fee
(after introductory period)
3% 3% 3%  3%
Foreign transaction fee2 0% 2.95% 0%  0%
Cashback on card 0.5% on all purchases None  None 0.5% on all purchases up to a maximum monthly spend of £3,000 
Cashback through Retailer Offers

5 welcome offers – earn up to 25% cashback

Ongoing cashback – earn up to 15% cashback

5 welcome offers – earn up to 25% cashback

Ongoing cashback – earn up to 15% cashback

5 welcome offers – earn up to 25% cashback

Ongoing cashback – earn up to 15% cashback

 5 welcome offers – earn up to 25% cashback

Ongoing cashback – earn up to 15% cashback

Monthly fee £3 £0 £0  £15
Standard purchase rate 15.9% p.a. (variable) 18.9% p.a. (variable) 18.9% p.a. (variable)  18.9% p.a. (variable)
Contactless Yes Yes Yes  Yes
Representative example 0% on card purchases for 6 months followed by 15.9% p.a. (variable) on card purchases. This is equivalent to 21.7% APR representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3. 0% on card purchases for 30 months followed by 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9% APR representative (variable) based on an assumed credit limit of £1,200. 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9% APR representative (variable) based on an assumed credit limit of £1,200.  0% on card purchases for 18 months followed by 18.9% p.a. (variable) on card purchases. This is equivalent to 49.8% APR representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £15.
Additional benefits  
  • Online and mobile banking
  • Go paper free, view your statements online
  • Free text alerts
  • Up to 3 additional cards for your partner or family members at no extra cost. You will be responsible for the use of and payments on the additional cards
  • Online and mobile banking
  • Go paper free, view your statements online
  • Free text alerts
  • Up to 3 additional cards for your partner or family members at no extra cost. You will be responsible for the use of and payments on the additional cards
  • Online and mobile banking
  • Go paper free, view your statements online
  • Free text alerts
  • Up to 3 additional cards for your partner or family members at no extra cost. You will be responsible for the use of and payments on the additional cards
All additional benefits of our other three cards plus:
  • Unlimited airport lounge access at over 800 airport lounges with LoungeKey
  • Access to over 1 million Wi-Fi hotspots worldwide with Boingo
  • 40% online discount on Santander Travel Insurance
  • Mastercard Concierge service available to you 24 hours a day 7 days a week
  • Access to experiences around the world with Mastercard Priceless® Cities 

Find out more

Find out more

Find out more

Find out more

The credit card features on this page apply to new applications made from 12 September 2017.

You can apply for a credit card if you’re a permanent UK resident aged 18 years or over, have a gross annual income of £7,500 or more, have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years. You must agree to a credit check as part of the application and this will determine whether or not you’re accepted and the credit limit that we can offer. We reserve the right to refuse any application.

  1. At the end of the 0% period, balance transfer fees will apply and interest will be charged on new purchases and any outstanding balance transfer and purchase balances at the standard purchase rate.

  2. We will convert the foreign currency using the exchange rate set by Mastercard and won’t charge a foreign transaction fee (also known as a Non-Sterling Transaction fee). Please make sure you choose the local currency option when using your card abroad. If you choose sterling, it means that the retailer will handle the conversion and may charge you a fee.

 

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.