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Changes to your account

We want to tell you about some changes to your account

Take a look at the information pages below to find out more.

1|2|3 Current Account

From 1 November 2016, the interest rate is 1.50% AER/1.49% gross (variable) on balances up to £20,000.

From 9 January 2017, the Arranged Overdraft Usage Fee will change to reflect the amount of Arranged Overdraft you use. This means, if you use an overdraft of £2,000 or more, you will pay more in fees and you will see the new fees reflected on statements you receive on or after 9 February 2017.

Find out more about changes to your 1 2 3 Current Account

Everyday Current Account

Everyday Current Account

From 9 January 2017, the Arranged Overdraft Usage Fee will change to reflect the amount of Arranged Overdraft you use. This means, if you use an overdraft of £2,000 or more, you will pay more in fees and you will see the new fees reflected on statements you receive on or after 9 February 2017.

Find out more

1|2|3 Credit Card

From 1 February 2017, we're making changes to the 1|2|3 Credit Card. For all 1|2|3 Credit Cards the maximum amount of cashback that can be earned in each cashback category will be £3 per month. We're also increasing the standard interest rate from 12.7% (variable) to 15.9% (variable).

Find out more about changes to your 1 2 3 Credit Card

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