Important information

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Santander offers mortgages up to a maximum age of 75. For Interest Only mortgages the maximum age is normally 65. We don’t normally lend past the date you expect to retire.
We’ll always offer you advice when discussing your mortgage requirements. If you know the exact details of the changes you want to make, then you may be able to proceed without advice depending on your circumstances.
If you receive advice from us we’ll ask you about your needs, circumstances and finances to assess whether these changes are affordable before making any changes to your mortgage.
If you make a change to your mortgage you may not be able to revert to your original terms in the future. Any changes will be subject to an affordability assessment and our lending policy at the time.
If you have more than five loan parts please speak to us.