Find out which suppliers you can earn cashback with

Important information

You must be over 18 and living permanently in the UK to apply for a 1|2|3 Current Account.

A £5 monthly fee applies. 

  1. Interest: AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. Rates may change, we calculate interest daily and we pay interest each month.

Gross rate explained

The gross rate is the interest rate we pay where no income tax has been deducted.

For details of our fees and interest rates, visit www.santander.co.uk or ask for the latest Key Facts document at any branch.

  1. Funding your account: To benefit from cashback and/or interest, you must fund the account with at least £500 each month. You must also set up two active Direct Debits. Any interest and payments between Santander personal accounts you’re named on, won’t count towards the monthly funding amount. If you don’t meet the monthly funding requirement, you won’t receive any cashback or interest for that statement month, however, your monthly account fee will still be taken. 

  2. The monthly account fee will be due even if you don’t qualify for cashback/ interest benefits in a specific month. Cashback paid monthly but may vary depending on how you pay your bill or insurance premium.

Where we refer to a month, this isn’t a calendar month, it’s your monthly statement period. 

Important information

You must be over 18 and living permanently in the UK to apply for a 1|2|3 Lite Current Account.

A £1 monthly fee applies. 

  1. The 1|2|3 Lite Current Account does not pay interest. 

  2. Funding your account: To benefit from cashback, you must fund the account with at least £500 each month. You must also set up two active Direct Debits. Any interest and payments between Santander personal accounts you’re named on, won’t count towards the monthly funding amount. If you don’t meet the monthly funding requirement, you won’t receive any cashback for that statement month, however, your monthly account fee will still be taken. 

  3. The monthly account fee will be due even if you don’t qualify for cashback in a specific month. 

Cashback paid monthly.

Where we refer to a month, this isn’t a calendar month, it’s your monthly statement period.