About Santander UK

Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.

2025 Overview

RoTE
(2024: 8.8%)

mortgage stock
(Dec-24: £167.2bn)

cost-to-income ratio
(2024: 55%)

Banking NIM
(2024: 2.14%)

stage 3 ratio
(2024: 1.40%)

6th
(2024: 5th)

profit before tax
(2024: £1,330m)

CET1 capital ratio
(Dec-24: 14.8%)

Factsheet

Duo - 2 boxes layout with hero image, title, strapline and cta

Duo - 2 boxes layout with hero image, title, strapline and cta

Grid - 3 boxes layout with hero image and title