Santander UK today announced the appointment of Kitty McCormick as CEO of Cater Allen Private Bank, subject to regulatory approval.

Cater Allen, the wholly owned subsidiary of Santander UK, offers private banking services, including current and savings accounts for individuals and businesses alongside specialist banking services for trusts, charities, pension administrators, personal representative and executors. Kitty assumes the role following a three-year tenure as Head of Private Banking at Santander UK, prior to which she spent 12 years supporting private banking customers and leading development operations at NatWest and Coutts.

Kitty, who will report into Gail Russell, Head of Everyday Banking at Santander UK, succeeds Jon Howe, who has stepped down after leading Cater Allen for 17 years.

Gail Russell, Head of Everyday Banking at Santander UK said: “I’m delighted to welcome Kitty as the new leader of the Cater Allen brand. With more than 15 years’ experience in private banking, she brings deep expertise, a strong customer focus, and a genuinely people-first approach to leadership. Her experience will play a key role in shaping the continued success of Cater Allen, and I look forward to working with her as we build on this momentum.”

Kitty McCormick, commented:
“I’m excited to lead Cater Allen into its next chapter. The brand is in a strong position today, and I look forward to building on that momentum with the team. Together, we will focus on delivering innovative developments for both new and existing customers, while continuing to strengthen our offering in the years ahead.”

Kitty has worked in financial services for 15 years, beginning her career at Coutts, where she was Director, Lending and Capital Management and Head of Innovation. Prior to joining Santander UK in 2023, she was Director of Client Service at NatWest Group.


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Santander UK is a financial services provider in the UK that offers a wide range of personal and commercial financial products and services. The bank serves its customers via a nationwide branch network, telephone, mobile and online banking. Santander UK is subject to the full supervision of the FCA and the PRA in the UK. Santander UK plc customers’ eligible deposits are protected by the FSCS in the UK.

Cater Allen Private Bank is the name used for banking services provided by Cater Allen Limited. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered in England and Wales number 383032. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Our Financial Services Register number is 178737.  Cater Allen Limited is part of the Santander group. Cater Allen and the flame logo are registered trademarks. 

Banco Santander (SAN SM) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Openbank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments. This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. At the end of 2025, Banco Santander had €1.4 trillion in total funds, more than 180 million customers, 7,100 branches and 198,000 employees.