Santander UK today announced the appointment of David Morris as Head of Homes. David will report into Enrique Alvarez, Santander UK’s Retail & Business Banking CEO.

The Head of Homes will manage a portfolio of c.£177Bn assets with c.11% UK market share and c.1.8m customers.

The key accountabilities of the role will include developing data-driven solutions for the bank’s mortgage customers, driving new mortgage business, and driving the digital strategy in Homes.

David Morris has over 17 years of experience in financial services, holding Board positions and leading transformation. Most recently he was Chief Commercial Officer for Yorkshire Building Society. 

He will join Santander later this year.  

Santander UK Retail & Business Banking CEO, Enrique Alvarez, said: “I am delighted to welcome David to Santander UK as our new Head of Homes. He brings a huge amount of experience, most recently in designing and implementing a new mortgage trading strategy at Yorkshire Building Society. The team and I look forward to working with him and benefiting from his expertise. I want to thank Aaron Shinwell, who has done an excellent job managing the Homes team for the past six months.”

David Morris said: “I’m really excited to be taking this new role at Santander to further develop and transform the mortgage proposition for the benefit of both new and existing borrowers. I am proud of my achievements at Yorkshire Building Society and their ongoing successes. There are lots of opportunities that await me at Santander and I’m looking forward to getting started.”

David Morris – career history

David Morris has worked in financial services since 2006. He started his career at Citigroup, before moving on to roles at Arbuthnot Latham, the Commercial Bank of Qatar, Coventry Building Society and, most recently, Yorkshire Building Society as the Chief Commercial Officer.


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Santander UK is a financial services provider in the UK that offers a wide range of personal and commercial financial products and services. At 31 December 2023, the bank had around 19,800 employees and serves around 14 million active customers, 7 million digital customers via a nationwide 444 branch network, telephone, mobile and online banking. Santander UK is subject to the full supervision of the FCA and the PRA in the UK. Santander UK plc customers’ eligible deposits are protected by the FSCS in the UK.

Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.