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When it comes to savings, everyone's situation is different

We offer savings accounts with instant access for flexibility or a fixed term for a guaranteed rate.


eSaver (Issue 11)

An online savings account with instant, penalty-free access

  • 0.35% AER/gross (variable) for 12 months.

  • 0.50% AER/gross (variable) for 12 months for 1|2|3 World or Santander Select customers.

  • Save from £1 up to £2 million. Unlimited deposits and withdrawals

  • Manage your account through Online and Mobile Banking.

Find out more

Regular eSaver

Find out more about Regular eSaver

A regular savings account funded from your Santander current account

  • 5.00% AER/gross (variable) for 12 months.

  • Save up to £200 a month paid by standing order from your Santander current account.

  • Withdraw funds from your Regular eSaver by transferring funds into a Santander current account.

  • Manage your account through Online or Mobile Banking.

For a regular payment of £200 per month for 12 months, you could earn up to £64.33 in interest - you may receive less or more depending on the rate.

Find out more

Everyday Saver

Everyday Saver

A straightforward savings account with instant, flexible access

  • 0.25% AER/gross (variable).

  • Unlimited deposits and withdrawals.

  • Save from £1 up to £2 million.

  • Manage your account through online, mobile, branch or telephone.


Find out more

Instant Saver

An instant access branch based account, offering a passbook

  • 0.10% AER/gross (variable).

  • Unlimited deposits and withdrawals.

  • Save from £1 up to £2 million.

  • Manage your account through online, mobile, branch or telephone.

Find out more

Fixed Term Bonds

Fixed Rate Bonds

A guaranteed interest rate for a fixed term

  • 0.75% - 1.50% AER/gross (fixed) depending on the term and if you’re a 1|2|3 World or Santander Select customer.

  • Choose from 1, 2 and 3 year terms.

  • Save from £500 up to £2 million.

  • No additional deposits, withdrawals or account closures permitted. 


Find out more

Children's savings

Protecting your money

A savings account just for children

  • 0.50% AER/gross (variable).

  • Save from £1 up to £2 million.

  • Branch access.

  • Account can be open in Trust or in a child's name (aged 7+).

Find out more

Important changes

From 6 April 2016, the government is introducing the Personal Savings Allowance and some changes to ISAs.

We’ve produced a video to help you understand the changes. Take a look here.

Find out more

Compare all Savings accounts and cash ISAs

See all of our Savings accounts and cash ISAs side by side for easy comparison.


Compare all accounts

Frequently asked questions

  • To find your savings interest rate you can use our Interest Rate Finder.


    If you hold a Fast Access, SIPP Fast Access, Special Reserve, Cash ISA (TOISA), Retirement Investment Account (ANRIA), Santander Shareholder Account, Treasurers Instant Saver or Charity Investment Account, details of your interest rates can be found here (pdf).

  • We're sorry to hear that you are thinking about closing your savings account or cash ISA. Please call 0800 9 123 123. Lines open 7am to 11pm Monday to Saturday and 8am-10pm on Sundays.

  • Your bond maturity date can be found on the bond certificate that was issued to you when you opened the account.

  • The easiest way to change your address and contact details (including your telephone number and email address) is to do it via Online Banking. It will be changed instantly.

    If you have a joint account you can only change your own name and/or address within Online Banking. If both names and/or addresses need to be changed, both account holders must log on to their own Online Banking and change their own details.

    You can also change it by telephone or in branch.

    1. Online Banking (instant):

      Log on and update your details instantly from within the "My Details & Settings" tab.

      • Choose 'Change personal details' from the left hand menu and then click 'Change address'.

      • Enter your new details (including postcode) and follow the onscreen instructions.

      • Please note: You will need to enter a One Time Passcode (OTP) to complete this change, so make sure you have your mobile phone to hand.

    2. By telephone (for current account and savings customers):

      • Call our Telephone Banking line on 0800 9 123 123. Lines open 7am to 11pmMonday to Saturday and 8am to 10pmSundays.

    3. In branch:

      • Complete a change of details form by

        • Printing off and completing the Change of details form (pdf) *

        • Requesting a copy of the form by calling us on 0800 9 123 123. Lines open 7am-11pm Monday to Saturday and 8am-10pm on Sundays.

        • Collect a form from your local branch.

      • Take the form to your local branch together with relevant account documentation:

        • Your cash card, passbook or certificate and;

        • Signature bearing identification such as a full UK driving licence or valid EEA passport (this includes UK passport).

    If you would like to discuss our identification requirements please call us on 0800 9 123 123 and we will be happy to help. Lines open 7am to 11pm Monday to Saturday and 8am to 10pmSundays.

    Important information for customers with alerts: If you have Account alerts set up on your account and you want these to be sent to your updated telephone number and/or email address, then you will need to amend your alerts via the 'Account Services' tab in Online Banking as they are not automatically updated when you change your details.

    * To open these documents you will need to have Adobe Reader. If you don't already have Adobe Reader you can download it for free

  • Your interest will be paid gross from 6 April 2016


    In the 2015 budget, the government announced that from 6 April 2016 a new tax-free personal savings allowance will be introduced.


    From 6 April 2016 banks and building societies will start paying interest to you 'gross'. This means we’ll stop automatically taking 20% in income tax from the interest earned on non-ISA savings and current accounts.


    This will happen automatically and you don’t need to contact us or do anything. Up to and including 5 April 2016 to register for ‘gross’ interest you would have needed to follow our gross registration process, but from 6 April 2016 there’s no need to do this.


    Take a look at our information pages to learn more.

  • Can't find what you are looking for? More help can be found at on the Savings FAQs page.

AER explained
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.

Gross rate explained
The gross rate is the interest rate we pay where no income tax has been deducted.

Interest is calculated daily and paid annually.

A Santander 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts, 1|2|3 Credit Card (including additional card holders) or the 1|2|3 Mini Account (in Trust). Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer. Find out more about 1|2|3 World.

To join Santander Select you must have a current account with Santander and meet one of the following criteria: pay your main income of at least £5,000 per month into a Santander current account (excluding transfers from other Santander accounts), or maintain £75,000 in any Santander investment(s), savings or current account, or have a property worth at least £500,000 with a Santander mortgage. Find out more about Santander Select.

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