Why move when you can improve?
If you need more room but don't want the hassle of moving home, or if you're simply looking to upgrade with a new kitchen or bathroom, a personal loan could help bring your plans to life.
Refresh your finances
Consolidate your outstanding credit cards, store cards, overdrafts and loans into one fixed monthly repayment with a personal loan.
Make a special occasion truly memorable
Getting married or planning the trip of a lifetime, a personal loan could take you there.
A helping hand
You can apply for a Santander personal loan for reasons other than those listed here. Just get in touch and you could get a decision in minutes.
We have other borrowing options, such as overdrafts, credit cards, and additional loans for our existing mortgage customers. Learn more about our borrowing options
Santander Personal Loans are available over terms of 1 to 5 years, with a maximum APR of 24.9%.
We will do a credit assessment of your circumstances when you apply. This will involve a credit search and may affect the interest rate we can offer. Repayments must be made by Direct Debit. Credit available subject to status to UK residents aged 21 years and over. We reserve the right to refuse any application and to refuse a loan for certain purposes. Rates may be withdrawn at any time. Information and rates correct as at 04.01.2017.
A Santander 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts, 1|2|3 Credit Card (including additional card holders) or the 1|2|3 Mini Account (in Trust). Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer. Find out more about 1|2|3 World. Please note that the 1|2|3 Credit Card is no longer on sale.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.