Adult current accounts
18 or over? Get an account designed for you.
Everyday Current Account
Benefits
Simple and straight forward bank account
Optional arranged overdraft
No fees for using Santander cash machines when you travel
Get £180 when you switch (T&Cs apply)
No monthly fee
Santander Edge® current account
Benefits
Get up to £10 cashback on selected household bills per month
Access to an exclusive rate with our Santander Edge saver
Use your card abroad with no fees from us
Get £180 when you switch (T&Cs apply)
£3 monthly fee. Pay in £500 each month and have 2 active Direct Debits
Santander Edge® Up current account
Benefits
Get up to £15 cashback on selected household bills per month
Earn interest on your balance up to £25,000
Use your card abroad with no fees from us
Get £180 when you switch (T&Cs apply)
£5 monthly fee. Pay in £1,500 each month and have 2 active Direct Debits.
Santander Edge® Explorer current account
Benefits
Worldwide family travel insurance, UK 24/7 GP remote access, UK and European breakdown cover and family mobile phone insurance
Earn cashback on selected household bills, at supermarkets and on travel costs
Access to an exclusive rate with our Santander Edge saver
Use your card abroad with no fees from us
Get £180 when you switch (T&Cs apply)
£17 monthly fee
Student & child current accounts
Under 18 or a student? We have the solution for you.
Santander Edge® Student current account
Benefits
Free 16-25 railcard for four years
Interest free overdraft of £1,500 for the first 3 years of your studies
No monthly fee. Pay in at least £500 every 4 months.
1|2|3 Mini Current Account
Benefits
Helping people 0-17 learn to manage their money
Opportunity to earn interest on balances up to £2,000
Choose contactless debit card or cash card
No monthly fee
International Students
Benefits
Contactless debit card
Online and Mobile Banking
No fee for using Santander cash machines when you travel
No monthly fee
Other current accounts
Basic Current Account
You can apply for this account if you’re 16 or older. This account is usually for people who don’t have a UK bank account or can't get one of our other current accounts. This may be due to a recent bankruptcy or if you're new to the UK.
No monthly fee
Carer’s Card Account
Our Carer's Card account lets you give debit cards to 2 people who care for you. The money you transfer to your carer's card is separate from your other current and savings accounts. This means your carers can get cash out or go shopping for you.
This is just one of the ways you can get extra support – we have other supported banking options too.
No monthly fee
Not sure which current account is right for you? Compare our range of current accounts
Digital banking with us
Whether that’s via Online Banking or our Mobile Banking app, we offer a secure way to access and manage your banking needs 24/7.
A current account is a bank account you use for everyday money management and daily spending. It lets you pay money in, pay bills, buy things and withdraw cash. Most current accounts can offer a debit card, online and mobile banking, Direct Debits, standing orders, and overdraft options (subject to status).
To open a bank account is easy. You can open account online or in branch.
You can open a current account online , with our mobile app or by visiting a branch. Simply choose the account that suits your needs, complete the application form, and provide proof of ID and address. You can apply for bank account online - its quick and convenient, while visiting a branch gives you in-person support if needed.
Yes, Our current accounts come with access to our mobile banking app. You can check your balance, make payments, and manage your account anytime, anywhere. Learn more about mobile banking and how to get started.
How do I switch to Santander?
Choose to switch to us when you apply, or anytime after opening a Santander account. We’ll do the hard work, like closing your old account and moving payments. It’s simple, reliable and stress-free.
How to get your £180
Get a £180 welcome when you switch your current account using the Current Account Switch Service
Open an eligible current account.
Request a switch before we remove our offer. Make sure the details you give us are correct and match those at your old bank.
Complete the switch within 60 days of your request, have at least 2 active selected household Direct Debits and pay in £1,500.
Need to update anything? Do it before you switch. Want to find out more? Check out our switcher page
Only available if you didn’t hold a Santander current account on 1 January 2025, or if you haven’t previously received a Santander switcher incentive. Offer may be withdrawn at any time. T&Cs apply.